๐ P2P and account blocking in Russia: what next? Can a new one be opened and how to fight back?
If your account has been blocked for P2P transactions under the law 115-FZ, know โ you are not alone. This is relevant for Russian banks in 2025, where control over transfers has intensified.
๐ What is happening:
โ The account is blocked by the bank
โ You may be added to the list of SPFMs (suspicious individuals)
โ Data may end up in the tax service or the Ministry of Internal Affairs
โ Under threat of articles:
โโข 172 of the Criminal Code of the Russian Federation โ illegal banking activity
โโข 198โ199 of the Criminal Code of the Russian Federation โ tax evasion
โโข 174โ174.1 of the Criminal Code of the Russian Federation โ money laundering
๐ Can a new account be opened?
โก๏ธ In SPFMs? Banks often refuse
โก๏ธ Sometimes small or digital banks open accounts, but with restrictions
โก๏ธ Check where compliance is softer โ this is your chance
โ๏ธ Can one fight back through a lawyer?
Yes! Lawyers can:
โ Request the official reason for the blocking
โ File a complaint with the Central Bank
โ Achieve exclusion from SPFMs
โ Challenge the bank's actions in court
#P2P #BlockedAccount #LegalHelp #CryptoRussia #115ะคะ โ๏ธ๐ผ๐๐๐ธ