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wake up call for all the no coiners ✅️ 2023 its time to open your eyes.
#SVB #CreditSuisse whos next 🚶♂️
✅️ go #BTC #bitcoin #dyor
wake up call for all the no coiners ✅️ 2023 its time to open your eyes.
#SVB #CreditSuisse whos next 🚶♂️
✅️ go #BTC #bitcoin #dyor
#BTC #crypto2023 #Binance #dyor #svb
Silicon Valley Bank collapse hits startups as far away as China
SVB joint venture in China — held 50-50 with Shanghai Pudong Development Bank — said in a statement it has an independent balance sheet.
Silicon Valley Bank collapse hits startups as far away as China
SVB joint venture in China — held 50-50 with Shanghai Pudong Development Bank — said in a statement it has an independent balance sheet.
What caused the collapse of Silicon Valley Bank (SVB)
#SVB #bankcollapse #Binance #crypto2023
What was the recent collapse of SVB about?
The recent collapse of Silicon Valley Bank (SVB), which was the second-largest bank failure in US history. SVB primarily served tech businesses and saw an increase in deposits due to low-interest rates. However, SVB faced a problem as banks typically make money through loans rather than deposits and low interest rates made it difficult to earn a significant profit. To counter this, SVB invested in US Treasury bonds to achieve a slightly higher interest rate on its loans. Unfortunately, interest rates hiked causing the value of SVB’s bond portfolio to plummet and their old US Treasury bonds now paid out lower interest rates.
This significant loss created a challenging situation for SVB as they had invested a majority of their depositors’ funds in long-term bonds that had significantly depreciated in value. In addition to this, the higher interest rates made it harder for tech businesses to borrow money which led them to draw upon their cash reserves at SVB. In the process of meeting their own liquidity needs, they drained SVBs.
Risks of having over $250,000 in a single entity bank account
It's essential to assess your risk by knowing how much your deposits are insured for and how easily and often you can withdraw; considering diversification by holding different asset classes or holding deposits in multiple banks; and doing your due diligence by researching before making any financial decisions. The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by Congress to maintain stability and public confidence in the nation’s financial system. The FDIC insures deposits; examines and supervises financial institutions for safety, soundness, and consumer protection; makes large and complex financial institutions. The FDIC protects and reimburses your deposits up to the legal limit of $250,000 if your FDIC-insured bank fails.
What happens to those that have more than $250,000 in an individual bank account?
Some wonder what happens if you have more than $250,000 in an individual bank account. However, If you have over $250,000 in individual accounts at one bank, the amount over $250,000 is considered uninsured and financial advisors recommend that you move the remainder of your money to a different financial institution. Another way to protect your money is to deposit it in different account categories or open accounts with different banks, essentially moving away and diversifying.
Simple tips for protecting your assesets/funds
Some steps you can take include not clicking on attachments or links sent by unknown sources, never giving out your personal information like Social Security number or driver’s license number. Checking your bank account daily and credit card accounts at least once a month. Using strong passwords and two-factor authentication for all online accounts and being careful about where you access financial accounts. You can also keep your money liquid by investing in various types of banking products or fixed-income securities backed by large stable organizations like corporations and the government or in stable and well diversified platforms such as Binance.
What was the recent collapse of SVB about?
The recent collapse of Silicon Valley Bank (SVB), which was the second-largest bank failure in US history. SVB primarily served tech businesses and saw an increase in deposits due to low-interest rates. However, SVB faced a problem as banks typically make money through loans rather than deposits and low interest rates made it difficult to earn a significant profit. To counter this, SVB invested in US Treasury bonds to achieve a slightly higher interest rate on its loans. Unfortunately, interest rates hiked causing the value of SVB’s bond portfolio to plummet and their old US Treasury bonds now paid out lower interest rates.
This significant loss created a challenging situation for SVB as they had invested a majority of their depositors’ funds in long-term bonds that had significantly depreciated in value. In addition to this, the higher interest rates made it harder for tech businesses to borrow money which led them to draw upon their cash reserves at SVB. In the process of meeting their own liquidity needs, they drained SVBs.
Risks of having over $250,000 in a single entity bank account
It's essential to assess your risk by knowing how much your deposits are insured for and how easily and often you can withdraw; considering diversification by holding different asset classes or holding deposits in multiple banks; and doing your due diligence by researching before making any financial decisions. The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by Congress to maintain stability and public confidence in the nation’s financial system. The FDIC insures deposits; examines and supervises financial institutions for safety, soundness, and consumer protection; makes large and complex financial institutions. The FDIC protects and reimburses your deposits up to the legal limit of $250,000 if your FDIC-insured bank fails.
What happens to those that have more than $250,000 in an individual bank account?
Some wonder what happens if you have more than $250,000 in an individual bank account. However, If you have over $250,000 in individual accounts at one bank, the amount over $250,000 is considered uninsured and financial advisors recommend that you move the remainder of your money to a different financial institution. Another way to protect your money is to deposit it in different account categories or open accounts with different banks, essentially moving away and diversifying.
Simple tips for protecting your assesets/funds
Some steps you can take include not clicking on attachments or links sent by unknown sources, never giving out your personal information like Social Security number or driver’s license number. Checking your bank account daily and credit card accounts at least once a month. Using strong passwords and two-factor authentication for all online accounts and being careful about where you access financial accounts. You can also keep your money liquid by investing in various types of banking products or fixed-income securities backed by large stable organizations like corporations and the government or in stable and well diversified platforms such as Binance.
Santander, HSBC, Deutsche are still ready to serve crypto customers after the banking crisis
Crypto conglomerate Digital Currency Group (DCG) is trying to find new banking partners for its holding company following the collapse of Silicon Valley Bank (SVB), Signature Bank (SBNY) and Silvergate (SI), as information viewed by CoinDesk. Santander (SAN), HSBC (HSBA), Deutsche Bank (DB), BankProv, Bridge Bank, Mercury, Multis and Series Financial are still ready to join the crypto industry, according to posts.
DCG’s efforts follow the banking collapse in the United States, which left many crypto and technology startups looking for new banking partners. Consensus 2023 logo Join the most important discussion about crypto at Web3 happening in Austin, TX April 26-28. Crypto conglomerate Digital Currency Group (DCG) is trying to find new banking partners for its holding company following the collapse of Silicon Valley Bank (SVB), Signature Bank (SBNY) and Silvergate (SI), as information found by CoinDesk. Santander (SAN), HSBC (HSBA), Deutsche Bank (DB), BankProv, Bridge Bank, Mercury, Multis and Series Financial are still ready to join the crypto industry, according to posts.
DCG’s efforts follow the banking collapse in the United States, which left many crypto and technology startups looking for new banking partners. Advertising
DCG has contacted BlackRock ( BK ), JPMorgan ( JPM ) and Bank of America ( BA ), according to the listing. DCG is the parent company of CoinDesk. The letters state that banks may restrict certain services for crypto transactions, for example, trading in stock markets and the ability to transfer money to others.
Traditional banks may be willing to set up bank accounts for crypto transactions, but they will impose restrictions based on the level of crypto exposure, according to the newspaper. Western Alliance and Bridge Bank are still opening accounts for crypto companies, despite falling stock prices.
DCG has contacted international banks, including Revolut in the UK, United Overseas Bank (UOB) in Singapore and Bank Leumi in Israel. A representative of DCG will meet with the Senate Banking Committee on the damages from SVB, Signature and Silvergate on Wednesday.
CoinDesk has reached out to DCG, Santander, HSBC, Deutsche Bank, BankProv, Mercury, Multis, Series Financial, BlackRock, JPMorgan, Bank of America, Revolut, UOB, and Bank Leumi for comment.
#BNB #BTC #CryptoFearandGreed #BullRun #SVB
DCG’s efforts follow the banking collapse in the United States, which left many crypto and technology startups looking for new banking partners. Consensus 2023 logo Join the most important discussion about crypto at Web3 happening in Austin, TX April 26-28. Crypto conglomerate Digital Currency Group (DCG) is trying to find new banking partners for its holding company following the collapse of Silicon Valley Bank (SVB), Signature Bank (SBNY) and Silvergate (SI), as information found by CoinDesk. Santander (SAN), HSBC (HSBA), Deutsche Bank (DB), BankProv, Bridge Bank, Mercury, Multis and Series Financial are still ready to join the crypto industry, according to posts.
DCG’s efforts follow the banking collapse in the United States, which left many crypto and technology startups looking for new banking partners. Advertising
DCG has contacted BlackRock ( BK ), JPMorgan ( JPM ) and Bank of America ( BA ), according to the listing. DCG is the parent company of CoinDesk. The letters state that banks may restrict certain services for crypto transactions, for example, trading in stock markets and the ability to transfer money to others.
Traditional banks may be willing to set up bank accounts for crypto transactions, but they will impose restrictions based on the level of crypto exposure, according to the newspaper. Western Alliance and Bridge Bank are still opening accounts for crypto companies, despite falling stock prices.
DCG has contacted international banks, including Revolut in the UK, United Overseas Bank (UOB) in Singapore and Bank Leumi in Israel. A representative of DCG will meet with the Senate Banking Committee on the damages from SVB, Signature and Silvergate on Wednesday.
CoinDesk has reached out to DCG, Santander, HSBC, Deutsche Bank, BankProv, Mercury, Multis, Series Financial, BlackRock, JPMorgan, Bank of America, Revolut, UOB, and Bank Leumi for comment.
#BNB #BTC #CryptoFearandGreed #BullRun #SVB
🔶😇
Yellen US Treasury says "the global economy was reasonably bright". 😮💨
How can it be bright of banks fall down 1 by 1 , you cannot print you way out of there🤐
#SVB #recession #Regulation #usd
✅😇 #bitcoin Fixes this, everyone should wake up!
Yellen US Treasury says "the global economy was reasonably bright". 😮💨
How can it be bright of banks fall down 1 by 1 , you cannot print you way out of there🤐
#SVB #recession #Regulation #usd
✅😇 #bitcoin Fixes this, everyone should wake up!
🚨 When Jim Cramer Says “Sell Your $ETH”... The Crypto World Knows What to Do 😏📉
Here’s your full post rewritten in your own tone but with clearer structure and polish — perfect for Binance Square:
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🚨 When Jim Cramer Says “Sell Your $ETH ”... The Crypto World Knows What to Do 😏📉
At this point, it’s become a running joke in the crypto community — whenever Jim Cramer makes a bold call, the market often does the exact opposite. And now, he’s back at it again… this time targeting Ethereum.
Let’s break it down 👇
---
🔥 Top 4 Jim Cramer Calls That Aged Terribly:
1️⃣ Coinbase ($COIN) – April 2021
🗣️ “You want to own Coinbase!”
📉 What happened? COIN dropped from ~$328 to under $50. Brutal.
2️⃣ Bitcoin ($BTC BTC) – December 2022
🗣️ “Get out of Bitcoin while you still can!”
📈 What happened? BTC rocketed from around $BTC 16K to $60K+ in 2024.
3️⃣ Silicon Valley Bank (#SVB SVB) – February 2023
🗣️ “SVB is a great long-term bank.”
💥 What happened? The bank collapsed weeks later and was taken over by the FDIC.
4️⃣ Ethereum ($ETH ETH) – July 2025
🗣️ “Ethereum won’t hit $10K this cycle. Get out now.”
❓What now? Will he finally be right… or will ETH pull a classic reversal?
---
🤔 Is Jim Cramer the Ultimate Reverse Indicator?
Some traders are so convinced of his bad timing, they actually made an Inverse Cramer ETF — a portfolio based entirely on doing the opposite of what he recommends. And guess what? It’s been performing shockingly well. 😅📊
---
🧠 The Takeaway:
Don’t blindly follow headlines — but don’t ignore patterns either. Whether Cramer is wrong again or finally hits the mark this time, one thing is clear:
The market loves to do the unexpected.
👁️ Stay alert. Read the signals. And sometimes... flipping the script works best.
---
⚠️ Not financial advice — always DYOR before making moves.
#Ethereum #ETH ETH #JimCramer #InverseCramer #CryptoMarket #BTC BTC #binanacesquare BinanceSquare #ETHBreakout3.5k #BinanceHODLerERA
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Let me know if you want a meme or graphic to go with this — it'll boost engagement.
---
🚨 When Jim Cramer Says “Sell Your $ETH ”... The Crypto World Knows What to Do 😏📉
At this point, it’s become a running joke in the crypto community — whenever Jim Cramer makes a bold call, the market often does the exact opposite. And now, he’s back at it again… this time targeting Ethereum.
Let’s break it down 👇
---
🔥 Top 4 Jim Cramer Calls That Aged Terribly:
1️⃣ Coinbase ($COIN) – April 2021
🗣️ “You want to own Coinbase!”
📉 What happened? COIN dropped from ~$328 to under $50. Brutal.
2️⃣ Bitcoin ($BTC BTC) – December 2022
🗣️ “Get out of Bitcoin while you still can!”
📈 What happened? BTC rocketed from around $BTC 16K to $60K+ in 2024.
3️⃣ Silicon Valley Bank (#SVB SVB) – February 2023
🗣️ “SVB is a great long-term bank.”
💥 What happened? The bank collapsed weeks later and was taken over by the FDIC.
4️⃣ Ethereum ($ETH ETH) – July 2025
🗣️ “Ethereum won’t hit $10K this cycle. Get out now.”
❓What now? Will he finally be right… or will ETH pull a classic reversal?
---
🤔 Is Jim Cramer the Ultimate Reverse Indicator?
Some traders are so convinced of his bad timing, they actually made an Inverse Cramer ETF — a portfolio based entirely on doing the opposite of what he recommends. And guess what? It’s been performing shockingly well. 😅📊
---
🧠 The Takeaway:
Don’t blindly follow headlines — but don’t ignore patterns either. Whether Cramer is wrong again or finally hits the mark this time, one thing is clear:
The market loves to do the unexpected.
👁️ Stay alert. Read the signals. And sometimes... flipping the script works best.
---
⚠️ Not financial advice — always DYOR before making moves.
#Ethereum #ETH ETH #JimCramer #InverseCramer #CryptoMarket #BTC BTC #binanacesquare BinanceSquare #ETHBreakout3.5k #BinanceHODLerERA
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Let me know if you want a meme or graphic to go with this — it'll boost engagement.
🇺🇸 Democratic Senator Elizabeth Warren criticized the **GENIUS** stablecoin law.
- The law was written under the dictation of the crypto industry, serving its interests—just as banks once pushed for deregulation of derivatives, which ultimately led to the 2008 crisis.
- Crypto lobbying is breaking records, allowing companies to push favorable regulations through Congress.
- The main risk is the illusion of safety. Users may assume all stablecoins are secure, though even U.S. bonds aren’t crash-proof—take SVB (Silicon Valley Bank) as an example.
- Warren also accused Trump of weakening crypto market oversight, including shutting down the DOJ’s crypto division and pressuring the SEC.
- According to her, figures like Musk, Bezos, and Zuckerberg could launch their own stablecoins, track people’s spending, and eliminate competitors.
#Crypto
#Stablecoins
#SEC
#SVB
- The law was written under the dictation of the crypto industry, serving its interests—just as banks once pushed for deregulation of derivatives, which ultimately led to the 2008 crisis.
- Crypto lobbying is breaking records, allowing companies to push favorable regulations through Congress.
- The main risk is the illusion of safety. Users may assume all stablecoins are secure, though even U.S. bonds aren’t crash-proof—take SVB (Silicon Valley Bank) as an example.
- Warren also accused Trump of weakening crypto market oversight, including shutting down the DOJ’s crypto division and pressuring the SEC.
- According to her, figures like Musk, Bezos, and Zuckerberg could launch their own stablecoins, track people’s spending, and eliminate competitors.
#Crypto
#Stablecoins
#SEC
#SVB
🔶😇
Hank Paulson ex-US Treasury Secretary - $300bn in deposits moved out of banking system, maybe a trillion since the start of the year - Confidence has been shaken. - "Banking Crisis" is NOT over.
source: Financial times
#regularinvestment #bankingcrash #SVB
✅ #bitcoin #BTC
Hank Paulson ex-US Treasury Secretary - $300bn in deposits moved out of banking system, maybe a trillion since the start of the year - Confidence has been shaken. - "Banking Crisis" is NOT over.
source: Financial times
#regularinvestment #bankingcrash #SVB
✅ #bitcoin #BTC
JUST IN: First Republic Bank $FRC, with $212 billion in assets, sees its stock down 55% pre-marke
#svb
#svb
🔶😇
As people move money from bank accounts to money market funds, that restricts a banks ability to lend money. Trillions of dollars are moving to higher yielding money market accounts in recent months. 😮💨
#recession #regularinvestment #SVB #cbdc
As people move money from bank accounts to money market funds, that restricts a banks ability to lend money. Trillions of dollars are moving to higher yielding money market accounts in recent months. 😮💨
#recession #regularinvestment #SVB #cbdc
When Jim Cramer says: “Sell your $ETH”… The crypto world just leans back and smirks. 😏 Because hist
🔥 Top 4 Jim Cramer Calls That Aged Like Milk:
---
1️⃣ Coinbase #Coin – April 2021
> “You want to own Coinbase!”
📉 Reality: Stock plunged from ~$328 to under $50.
---
2️⃣ Bitcoin ($BTC) – December 2022
> “Get out of Bitcoin while you still can!”
📈 Reality: BTC rocketed from ~$16,000 to over $60,000 by 2024.#BTC
---
3️⃣ Silicon Valley Bank (SVB) – February 2023
> “SVB is a great long-term bank.”
💥 Reality: The bank collapsed just weeks later. FDIC had to step in.#svb
---
4️⃣ Ethereum ($ETH) – July 2025
> “Ethereum won’t hit $10K this cycle. Get out now.”#ETH
🤔 Reality: The verdict’s still out… but based on past trends, traders are watching closely. 👀
---
📊 Is Jim Cramer the ultimate reverse indicator?
Some traders even built an Inverse Cramer ETF—literally betting against his calls.
🚨 So when he says “Sell ETH”… should you really be buying the dip?
The charts, the patterns, and the history might say yes.
#CryptoCommunity #Ethereum #InverseCramer #ETHto10K
#Bitcoin #HODL #BinanceSquare #TradingSignals
---
---
1️⃣ Coinbase #Coin – April 2021
> “You want to own Coinbase!”
📉 Reality: Stock plunged from ~$328 to under $50.
---
2️⃣ Bitcoin ($BTC) – December 2022
> “Get out of Bitcoin while you still can!”
📈 Reality: BTC rocketed from ~$16,000 to over $60,000 by 2024.#BTC
---
3️⃣ Silicon Valley Bank (SVB) – February 2023
> “SVB is a great long-term bank.”
💥 Reality: The bank collapsed just weeks later. FDIC had to step in.#svb
---
4️⃣ Ethereum ($ETH) – July 2025
> “Ethereum won’t hit $10K this cycle. Get out now.”#ETH
🤔 Reality: The verdict’s still out… but based on past trends, traders are watching closely. 👀
---
📊 Is Jim Cramer the ultimate reverse indicator?
Some traders even built an Inverse Cramer ETF—literally betting against his calls.
🚨 So when he says “Sell ETH”… should you really be buying the dip?
The charts, the patterns, and the history might say yes.
#CryptoCommunity #Ethereum #InverseCramer #ETHto10K
#Bitcoin #HODL #BinanceSquare #TradingSignals
---
🔶😇
I am also wondering what is next, 2023 is deffo not the year for banks as they fall one by one
😅 #SVB #CreditSuisse #banks
✅ #bitcoin #BTC
I am also wondering what is next, 2023 is deffo not the year for banks as they fall one by one
😅 #SVB #CreditSuisse #banks
✅ #bitcoin #BTC
🔶😇
Bank of America warns that US economy is on the verge of contracting in Q2.
- Consumer debt $16.90 TRILLION
- Commercial Real Estate vacancies at record high
- Banks collapsing
#Regulation #banks #SVB #recession
fingers crossed
Bank of America warns that US economy is on the verge of contracting in Q2.
- Consumer debt $16.90 TRILLION
- Commercial Real Estate vacancies at record high
- Banks collapsing
#Regulation #banks #SVB #recession
fingers crossed
🔶😇
2008: Lehman Brothers bankrupt, Bitcoin was born.
2023: Silicon Valley Bank bankrupt. #SVB While saying #bitcoin was a bubble at 7k
And Guess what! We still here #bitcoin !! #BTC #keepbuilding ✅😁
2008: Lehman Brothers bankrupt, Bitcoin was born.
2023: Silicon Valley Bank bankrupt. #SVB While saying #bitcoin was a bubble at 7k
And Guess what! We still here #bitcoin !! #BTC #keepbuilding ✅😁
🚀 Peter Thiel Launches "Erebor Bank" – A New Crypto & AI Banking Giant
Billionaire investor Peter Thiel (PayPal co-founder, early Bitcoin bull) is backing Erebor Bank – a new U.S. bank designed for crypto startups, AI firms, and defense tech. Here’s why it matters:
🔍 What is Erebor Bank?
Name Inspired by LOTR ("Erebor" = the Dwarven kingdom of wealth).
Focused on "underserved" sectors: Crypto, AI, defense tech.
Replacing SVB’s Role: Silicon Valley Bank (SVB) was a crypto-friendly bank before its 2023 collapse.
💰 Key Features
✅ Crypto-Friendly Banking – Services for BTC/ETH startups, exchanges, miners.
✅ AI & Defense Tech Focus – Funding for cutting-edge tech ventures.
✅ Global Access – Helps foreign firms enter U.S. financial markets.
🚀 Why This is BIG for Crypto?
More Banking Options – After SVB’s fall, crypto firms struggled with banking.
Institutional Backing – Thiel’s involvement signals major confidence in crypto’s future.
Regulatory Push? – A licensed U.S. bank could pressure regulators to ease crypto restrictions.
📈 Market Impact?
Bullish for Crypto Startups – Easier access to banking = more innovation.
BTC & ETH Could Benefit – More institutional adoption if banking improves.
AI & Crypto Merging? – Erebor may fund projects combining both (like AI-powered DeFi).
🔮 What’s Next?
Awaiting U.S. Banking License – Approval could take months.
Potential Rivals: Kraken Bank, BCB Group, other crypto banks.
#Banking #PeterThiel #Bitcoin #AI #SVB
Billionaire investor Peter Thiel (PayPal co-founder, early Bitcoin bull) is backing Erebor Bank – a new U.S. bank designed for crypto startups, AI firms, and defense tech. Here’s why it matters:
🔍 What is Erebor Bank?
Name Inspired by LOTR ("Erebor" = the Dwarven kingdom of wealth).
Focused on "underserved" sectors: Crypto, AI, defense tech.
Replacing SVB’s Role: Silicon Valley Bank (SVB) was a crypto-friendly bank before its 2023 collapse.
💰 Key Features
✅ Crypto-Friendly Banking – Services for BTC/ETH startups, exchanges, miners.
✅ AI & Defense Tech Focus – Funding for cutting-edge tech ventures.
✅ Global Access – Helps foreign firms enter U.S. financial markets.
🚀 Why This is BIG for Crypto?
More Banking Options – After SVB’s fall, crypto firms struggled with banking.
Institutional Backing – Thiel’s involvement signals major confidence in crypto’s future.
Regulatory Push? – A licensed U.S. bank could pressure regulators to ease crypto restrictions.
📈 Market Impact?
Bullish for Crypto Startups – Easier access to banking = more innovation.
BTC & ETH Could Benefit – More institutional adoption if banking improves.
AI & Crypto Merging? – Erebor may fund projects combining both (like AI-powered DeFi).
🔮 What’s Next?
Awaiting U.S. Banking License – Approval could take months.
Potential Rivals: Kraken Bank, BCB Group, other crypto banks.
#Banking #PeterThiel #Bitcoin #AI #SVB
See original
In just a week, crypto-friendly banks have fallen completely, what does this mean～
#SVB #Silvergate #P3PO #BTC
#SVB #Silvergate #P3PO #BTC
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