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Huma Finance (HUMA) is pioneering the first PayFi networkāblending payment and financing infrastructure to support real-world income and receivables-based credit on-chain. Instead of traditional crypto-backed lending, Huma enables users to borrow against future income streamsālike salaries, invoices, or remittancesāfacilitating uncollateralized lending powered by the Time-Value-of-Money (TVM) model. By analyzing cash-flow patterns, the protocol offers liquidity matching 70ā90% of expected future revenue, instantly and securely via smart contracts.@Huma Finance š£ humafinac #humafinac
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