Tether (USDT) is a stablecoin — a cryptocurrency designed to maintain a stable value, pegged to the US dollar (USD). The idea is to offer the stability of a fiat currency with the flexibility of cryptocurrencies.

Launched in 2014, Tether is widely used for:

  • Hedge against volatility: in times of downturn in the crypto market, traders convert volatile assets into USDT to preserve value.

  • Ease of transfer: allows moving funds quickly between exchanges without relying on traditional banking systems.

  • Arbitrage and trading: essential for strategies involving multiple trading platforms.

🔍 Key features

  • Pegged 1:1 to the dollar: each USDT is supposedly backed by one dollar or an equivalent asset.

  • High liquidity: it is the most traded stablecoin, with billions of dollars in daily volume.

  • Available on multiple blockchains: including Ethereum (ERC-20), Tron (TRC-20), BNB Smart Chain (BEP-20), and Omni.

💱 How to buy USDT on Binance (Brazil)

Binance offers various ways to acquire USDT:

  1. Credit/debit card: direct payment in USD or BRL.

  2. Google Pay or Apple Pay: convenient methods for mobile device users.

  3. P2P (Peer-to-Peer): buy directly from other users using methods like PIX, Mercado Pago, or PicPay.

⚠️ Attention to regulations

Starting March 31, 2025, Binance will remove support for USDT for users in the European Economic Area (EEA) due to new MiCA (Markets in Crypto-Assets) regulations. This means that, in these countries, USDT will no longer be accepted for deposits, withdrawals, or trading.

🔐 How to store USDT

You can keep your USDT directly on Binance or transfer them to external wallets:

  • Mobile wallets: like Trust Wallet.

  • Hardware wallets: like Ledger or Trezor.

  • Other exchanges: like KuCoin or Kraken.

Remember to always check the network compatibility (e.g., ERC-20, TRC-20) when transferring USDT to avoid losses.

💡 Useful tips

  • Trading fees: on Binance, the standard fee is 0.1% per transaction.

  • Identity verification (KYC): required to increase deposit and withdrawal limits.

  • Security: use two-factor authentication (2FA) and never share your private keys.