#HumaFinanc @Huma Finance 🟣

Huma Finance is an innovative decentralized finance platform. It aims to create a more efficient, transparent, and inclusive global financial ecosystem by combining blockchain technology and stablecoins. The specific introduction is as follows:

- Core Business: Huma Finance was established in 2022, initially focusing on 'income-supported lending,' which digitizes cash flow assets such as salaries, accounts receivable, and invoices to achieve a lending model of 'future income as collateral.' Borrowers can use future stable cash flows as collateral to obtain financing, while lenders can earn stable returns linked to the real economy.

- Product Services: The core product is the PayFi network, which allows businesses and individuals to obtain liquidity through future income or accounts receivable. Additionally, there are services like Arf, which provides real-time liquidity for cross-border payments; Raincard, designed for Web3 enterprises; Zeebu, which simplifies telecom roaming payments; and an instant RWA solution focused on the tokenization of real-world assets, among others.

- Platform Advantages: Its PayFi Stack modular architecture covers transaction layer, currency layer, custody layer, compliance layer, financing layer, and application layer, providing a one-stop solution to most companies' entry barriers into the PayFi market. Moreover, Huma connects to the global cross-border payment market through its Arf platform, generating stable annual returns, distinguishing it from pure DeFi projects that rely on token economic models to maintain returns.

- Development History: Initially deployed on Ethereum and Polygon, Huma 2.0 will be launched in 2024, reconstructing its architecture on Solana. In May 2025, Binance Launchpool will launch Huma Finance, allowing users to participate in mining activities to earn HUMA tokens by locking BNB, FDUSD, and USDC. On May 26, Huma Finance will officially land on the two major exchanges, Binance and OKX.

- Financing Situation: A round of financing of $38 million has been completed, led by Distributed Global, with participation from Hashkey Capital, Stellar Development Foundation, and TIBAS Ventures, among others. The total financing scale has reached $46.3 million, with other investors including Circle Ventures and other compliant capital.