The crypto market is buzzing again as speculation heats up around a potential XRP ETF approval in the U.S. While Bitcoin and Ethereum ETFs have dominated headlines, recent moves by institutional investors and legal developments surrounding Ripple ($XRP) have rekindled hope for a spot XRP ETF.

Last month, Ripple CEO Brad Garlinghouse hinted at ongoing discussions with major U.S. financial entities, and BlackRockā€™s recent interest in diversified digital asset baskets has sparked fresh rumors.

šŸ“ˆ If an XRP ETF is approved, this could be massively bullish for the token. Why?

  • It would open the door to institutional flows and regulated exposure for U.S. investors.

  • It would solidify XRPā€™s regulatory clarity post-SEC legal battle.

  • Rippleā€™s utility in cross-border payments makes it one of the most real-world-integrated cryptos in the top 10.

Still, approval isnā€™t guaranteed. Regulatory uncertainty remains high, and the SEC hasnā€™t signaled formal interest in expanding ETF offerings to XRPā€”yet.

But for XRP holders, the momentum is growing, and the next 90 days could be decisive.