Imagine getting your salary, invoices, or remittances before they even arrive. Huma’s PayFi network makes it possible—no crypto collateral needed. Using their Time-Value-of-Money (TVM) engine, Huma can advance 70–90% of your expected income instantly via smart contracts.

Who can benefit?

• Freelancers & contractors – get invoices paid early

• Employees – advance streaming salaries

• Remittance receivers – faster, cheaper payments

• Liquidity providers – earn real, stable yields in DeFi