The impact of U.S. national debt on your investments:
The U.S. national debt totals $38.6 trillion, and it has roughly doubled over the past 15 years.
Higher interest rates have pushed the average interest rate on federal interest-bearing debt to 3.35% as of January 31, 2026, making interest costs a larger part of government spending.
Heavy Treasury borrowing and changing demand from major buyers can influence interest rates, which can affect both stock and bond markets.
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