X is about to drop X Money in April, and the crypto crowd is paying attention. Nikita Bier just hinted that X might be building something to fix crypto's rough year — and that's got traders wondering if blockchain rails are coming to the payments app.

The product is launching with fiat first: peer-to-peer transfers, debit cards, cashback, and Visa integration in 40+ U.S. states. No crypto confirmed yet, but X just hired Benji Taylor, Aave's former CPO and ex-Base design lead — a move that signals they're thinking bigger than just traditional payments.

This could go two ways: X could compete directly with crypto by offering yield and convenience on a fiat stack, or quietly integrate blockchain rails under the hood. Either way, if X Money takes off, it could pull users away from crypto apps — or bring them in through the back door. Keep an eye on April.

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