💰 **Fiat Money vs Stablecoins: The Frontier between the Traditional and the Digital**
Fiat money is the currency we use daily: dollars, euros, bolívares… Its value completely depends on the trust in the governments and central banks that issue it. It is not backed by gold or any physical asset; its stability comes from state control and monetary policies. However, that same control allows for the printing of more money, which generates inflation and loss of purchasing power over time.
On the other hand, **Stablecoins** —like **USDT (Tether)**— are cryptocurrencies designed to maintain a stable value, normally tied to the dollar. They are widely used in the crypto ecosystem to operate without relying on traditional banks. But, while they may seem safe, they require **extreme caution**: not all stablecoins are fully backed by real assets, and some may have **audit risks, fund freezing, or lack of transparency**.
USDT, for example, is useful and popular, but it is **centralized**; the issuing company can freeze or track addresses. Therefore, even though it works as a “digital dollar,” it should never be considered infallible.
Financial freedom arises from knowledge: use stablecoins as a bridge, not as a refuge. True independence lies in understanding the system, not just in using it. 🧠⚡
