My simple 3-bucket plan (Earn + Spot + High-risk)
If you’re trying to grow steadily, don’t put everything in one place.
My 3 buckets:
Safety (50–70%): USDT/FDUSD for flexibility + low-risk earn (if you use Earn)
Growth (20–40%): BTC/ETH/BNB (DCA plan, no chasing pumps)
High-risk (0–10%): memes/new listings (strict rules, small size)
Rule: If bucket #3 goes to zero, your plan should still survive.
What % split do you use?
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