Is finding high yields across chains too troublesome? Morpho's cross-chain yield aggregator directly 'solves it with one click,' capturing great opportunities across 10+ public chains:
① Calculate 'real returns' clearly, do not be deceived by superficial interest rates
The system not only compares the 'interest rates of various chains', but also deducts cross-chain costs (such as asset transfer gas fees and cross-chain bridge service charges) to calculate 'net returns'—for example, if Chain A has an interest rate of 10% but a cross-chain cost of 3%, and Chain B has an interest rate of 8% but a cost of 1%, the system will recommend Chain B because the net return is higher, preventing you from 'charging just because of high interest rates, only to end up losing to service fees.'
② Smartly distribute funds, do not put all your eggs in one chain
Use 'fund routing technology' to automatically allocate funds. For example, if you deposit 100,000 USDT, the system will allocate 30,000 to Arbitrum (interest rate 8%), 40,000 to Base (interest rate 7.5%), and 30,000 to Optimism (interest rate 7%), allowing you to earn high interest without losing everything if there is a problem with one of the chains.
There is also a 'single chain limit', for example, a maximum investment of 50% in any one chain to prevent excessive concentration of risk.
③ Visualize earnings and adjust strategies with one click.
You can see in real-time on the interface 'where each fund is on which chain and how much it has earned'. Adjusting is also simple:
Click 'Increase investment in high-interest chains', and the system will automatically transfer funds from other chains.
Every week, you will receive a 'profit analysis report' that tells you 'which chain earned the most and whether to adjust next time', so you don't have to do the calculations yourself.
With this aggregator, earning profits across chains does not require 'running around'; the system helps you manage everything clearly.
