#USStocksForecast2026 I couldn’t verify the headline “SWIFT chooses LINEA over XRP for a 2025 cross‑border payments pilot” as fully factual. Here’s what I found, and what to watch out for if you’re assessing it.
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✅ What is supported by sources
SWIFT is indeed exploring blockchain solutions and on‑chain messaging, including pilots.
LINEA is a zkEVM Layer‑2 network built on ETH by ConsenSys and is gaining interest from institutional users.
The link between SWIFT and LINEA has been reported: for example, “SWIFT picks LINEA for stablecoin/on‑chain messaging test” appears.
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⚠️ What isn’t clearly confirmed
I didn’t find a reliable primary source confirming that SWIFT has definitively chosen LINEA instead of XRP for a cross‐border payments pilot involving 30+ major banks as the exact phrasing in your text.
The claim that there will be no native XRP integration in that pilot isn’t clearly substantiated in credible publicly disclosed documents.
The specific details of “30+ major banks including JPMorgan, HSBC, BNP Paribas” in the context of this pick were not verified in well‐documented press releases from SWIFT or the banks.
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🧐 What it could mean (if true)
It would signal a major institutional shift toward Ethereum Layer‑2 infrastructure for cross‑border banking infrastructure.
It could represent a blow to the narrative that XRP (and the Ripple ecosystem) has exclusive or dominant ties in cross‑border banking settlement tech.
For LINEA, this would be strong validation of its enterprise / institutional credibility.
But if the claim is exaggerated or inaccurate, there’s risk of misinformation in reporting.
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🔍 My verdict
It’s plausible that SWIFT is testing LINEA.
It’s less certain that SWIFT has handed over or committed exclusively to LINEA instead of XRP for a large‐scale 2025 cross‐border pilot with 30+ banks as stated.
I would treat the statement as “unverified/in‑progress” until supported by official SWIFT/bank statements and documentation.
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If you like, I can check for official SWIFT press releases, bank filings or regulatory disclosures to see if there is a publicly confirmed document that matches your claim. Would you like me to dig that?
