BenPay Vision: Connecting global value, enabling free flow of assets
In today's digital economy, assets should flow freely and efficiently on a global scale. BenPay is committed to building the next generation of digital financial infrastructure for users and businesses, providing a secure, compliant, and efficient platform to ensure that your assets are completely under your control while maximizing growth opportunities.
To fully realize this vision, users need a comprehensive ecosystem that not only helps them achieve asset appreciation but also provides seamless payment, trading, and financial services.
Unlock the potential of idle stablecoins
Every reserve fund holds immense potential. The key lies in how to activate these funds securely and conveniently while safeguarding the principal. BenPay's on-chain financial toolset enables users to leverage their stablecoin reserves for growth without sacrificing security or liquidity. By integrating multiple products into one ecosystem, BenPay simplifies financial management, making asset allocation, growth, and usage more convenient and efficient.
One-stop on-chain financial solution
BenPay integrates multiple products into one ecosystem to meet diverse financial needs:
Asset Appreciation
BenPay DeFi Earn – a smart tool connecting leading DeFi protocols, enabling users to earn efficiently while ensuring assets are completely transparent and self-custodied.
One-click to earn DeFi returns.
Why choose BenPay DeFi Earn?
BenPay DeFi Earn aggregates top DeFi protocols, providing a secure, flexible, and efficient way to appreciate stablecoin assets:
Assets are always in your account: Completely transparent, no need to engage with the platform.
Automated and simple: Simplifies complex on-chain operations, ensuring zero errors.
Redeem anytime: Flexible term strategies with guaranteed liquidity.
Expert selected agreements: Only use agreements that have been long verified and audited.
No hidden fees: BenPay covers all gas fees and operational costs.
Note: BenPay DeFi Earn is subject to market fluctuations; past performance does not guarantee future returns. Users should assess risks and allocate funds cautiously.
Global Payments
BenPay Card – Use stablecoins for purchases anytime, anywhere, with high limits and multi-chain support.
BenPay Merchant – Simplifies merchant onboarding for cross-border settlements.
BenPay Mall – Seamlessly integrated e-commerce payment solution.
BenPay Card empowers the ecosystem
Spend cryptocurrency as easily as cash:
Security Assurance: Self-custody, wallet signature authorization.
Global Payments: Supports Apple Pay, Google Pay, Alipay, and WeChat Pay.
Instant multi-chain top-up: Easily recharge USDT/USDC.
High limits without worry: Unlimited spending to meet business and settlement needs.
Financial Tools
BenPay Lending – Flexible asset management and lending solutions.
BenPay DEX – Secure, non-custodial decentralized trading platform.
Ecosystem Services
BenPay C2C – Peer-to-peer financial transactions within the ecosystem.
On-chain Red Packet – an innovative stablecoin distribution and promotional tool.
The core of the ecosystem is a secure, user-controlled cryptocurrency wallet—a portal connecting all BenPay products while ensuring assets remain fully under corporate control.
Secure, autonomous, compliant: BenPay wallet
BenPay wallet is designed for institutional-level self-custody:
zkLogin: Zero-knowledge login using Apple/Google accounts—no mnemonic required.
Self-custody: Private keys are held solely by users; BenPay will never access funds.
Anti-theft design: Eliminates the risks of centralized custody.
Compliance: Licensed as a money services business (MSB) by FinCEN, meeting regulatory requirements.
Core Values: Security, advanced technology, compliance, and an empowering ecosystem—one wallet accesses all BenPay products.
Trusted security assurance and technological foundation
BenPay combines cutting-edge technology with stringent compliance:
Non-custodial model: Users have complete control over their assets.
Top-tier protocols: Integrate long-tested and audited DeFi protocols.
Technological security: Built on the BenFen public blockchain, with round-the-clock monitoring.
Global compliance: Holds a money services business (MSB) license from FinCEN and undergoes smart contract audits.
Strong institutional support: Ensures stable platform development.
This security-first design ensures users can participate in on-chain finance with peace of mind while maintaining complete control over their assets.
Conclusion
BenPay is not just a digital wallet or DeFi platform; it is an integrated Web3 super application that enables users to manage, grow, and utilize stablecoin assets securely and efficiently. BenPay focuses on security, compliance, and user autonomy, empowering users to unlock the full potential of their digital assets.
