#lorenzoprotocol $BANK 🏦 Lorenzo Protocol: The 'Decentralized Bank' of Web3, Bringing Traditional Finance into the Era of Blockchain

@LorenzoProtocol is reconstructing the underlying logic of finance with $BANK —while traditional banks still rely on 'centralized accounts, complex processes, and high thresholds,' Lorenzo Protocol builds a financial ecosystem that is 'intermediary-free, frictionless, and globally accessible' through three core services: on-chain deposits, decentralized lending, and tokenization of real-world assets. This is not only a technological innovation but also a crucial step for Web3 to move from 'crypto niche' to 'mass finance.'

🔍 What is Lorenzo Protocol? How can its 'three core services' disrupt traditional finance?

Lorenzo Protocol is a DeFi protocol designed for the financialization of real-world assets (RWA), with the core logic being 'allowing every asset to flow on-chain': enabling on-chain savings through smart contracts that implement 'deposit mining'; providing decentralized lending with 'instant funding' through an over-collateralization model; and converting real assets (such as government bonds and real estate) into on-chain tokens using asset securitization technology, allowing global users to participate in investments with low thresholds.

In one analogy: if a traditional bank is 'you put your money in a black box and only get 3% interest,' Lorenzo Protocol is 'you put your money in a transparent safe, not only can you get 8% interest, but you can also use it as collateral for loans at any time'—it is not just a bank, but a 'financial toolbox controlled by the user.'

💎 The ecological value of Lorenzo Protocol: How does $BANK become the 'hard currency of on-chain finance'?

$BANK is the 'governance certificate + yield hub' of the Lorenzo Protocol ecosystem, integrated throughout the entire process of deposits, lending, and asset tokenization, allowing every participant to share in the dividends of ecological growth:

1. On-chain deposits: Allowing 'idle money' to earn interest automatically, with yields three times that of traditional banks.

Lorenzo Protocol supports users to deposit stablecoins (such as USDT, USDC) into on-chain 'savings accounts,' where smart contracts automatically match funds to users in need of loans, with depositors earning interest that is 3-5 times that of traditional banks (current annualized interest rate around 8%).