Here is a list of cryptocurrencies divided into four categories
✅ 5 “big bets” (like Bitcoin / Ethereum)
These are large-cap cryptos, with broader adoption, which many consider “less risky” within the crypto universe, although still risky.
1. Bitcoin (BTC) – the “original”.
2. Ethereum (ETH) – smart contracts platform.
3. Binance Coin (BNB) – linked to the Binance exchange and the Binance ecosystem.
4. Solana (SOL) – layer 1 platform focused on speed and low cost.
5. Cardano (ADA) – a project with academic emphasis and “peer-review”.
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⚠️ 5 very volatile and of very high risk
These have high return potential but also deep losses. Use only a small part of the total investment if you enter here.
6. Dogecoin (DOGE) – meme-coin that gained traction but is very dependent on sentiment.
7. XRP (XRP) – cross-border payments project, subject to regulatory issues.
8. Aave (AAVE) – DeFi lending/borrowing protocol; strong technology, technical and regulatory risk.
9. Litecoin (LTC) – “silver” to BTC’s “gold”; more niche, less recent innovation.
10. Monero (XMR) – focus on privacy, which entails high regulatory risk.
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🛡️ 5 “safe and moderate”
For those who want crypto exposure with moderate risk, these can be considered within that profile (but remember: “moderate” does not equal “safe”).
11. Polygon (MATIC) – scaling solution for Ethereum, interesting as “support”.
12. Avalanche (AVAX) – another layer 1 platform, less talked about than SOL but with good technical fundamentals.
13. Stellar Lumens (XLM) – focus on payments/transfers; more conservative.
14. TRON (TRX) – platform for dApps, streaming, etc; already established.
15. Chainlink (LINK) – oracle network, widely used by DeFi applications; relevant technical exposure.

