Launched by Deyel, the Diana tool aims to reduce development time for systems by up to eight times and cut months of work on financial projects.
The slowness in creating systems and credit flows continues to be an obstacle to innovation in the financial sector. A survey by the Boston Consulting Group from 2025 shows that 70% of software projects fail in cost, deadline, or delivery. Manual processes, complex integrations, and long testing cycles hinder the advancement of institutions, which puts pressure on budgets: the incompatibility between demand and development capacity increases, on average, 54% of the costs of a project.
In this scenario, Deyel — a low-code development platform created by Optaris — introduced Diana, an artificial intelligence technology designed to create complete applications in a few minutes and automate critical business steps, such as credit pipelines used by banks and fintechs. The solution combines automation and AI to interpret internal rules and generate end-to-end functional applications. Thus, financial institutions can structure credit granting flows more quickly, bringing together data integration, analyses, and validations in a single platform.
"Processes that previously took months can now be completed in a matter of days," says Paulo Cacciari, head of Deyel in Brazil. According to him, the tool was trained based on recurring demands from banks and insurers, which allowed for the development of a system focused on building credit pipelines and ready-to-use applications.
In addition to speeding up deliveries, AI also assists in maintaining flows, allowing for continuous adjustments and real-time monitoring. This enables a reduction in operational costs, an increase in approval rates, and an improvement in customer experience. "With everything centralized in a single intelligent flow, we stopped depending on multiple integrations and isolated tests," adds Cacciari.
How the system was built
Diana uses a proprietary architecture that combines generative AI and process automation. The model creates applications for web and mobile based on natural language conversations with the user, who informs their needs, such as journey, data to be collected, indicators for management, and internal rules of the company. In just a few minutes, the tool generates a complete application ready for testing.
Cacciari claims that the proposal is to allow companies to advance in new projects without relying on long queues in technology areas. "The idea is to apply intelligence directly to execution, with immediate results," he explains.
Arrival in Brazil
Present in Argentina, Chile, Colombia, Mexico, Venezuela, Panama, the United States, and Spain, Optaris — responsible for Deyel — started its operations in Brazil with a projected investment of R$ 30 million by the end of 2026. The plan reinforces the company's global strategy, which sees the Brazilian market as one of the most promising for low-code and artificial intelligence solutions.
The goal is to expand the customer base in the country and consolidate the platform as an alternative for creating applications at lower costs and in reduced timeframes compared to traditional development.
The article 'Platform uses AI to accelerate credit pipelines and reduce costs in banks' was first seen on BeInCrypto Brazil.