I. Currently, global regulation of cryptocurrencies presents a polarized structure:

1) Overseas: Compliant financial systems fully accept crypto assets. The United States, European Union, Japan, and Singapore are all advancing ETFs, licensing, and institutionalization; the U.S. BTC ETF has become the fastest-growing ETF in financial history; state-level capital and tech giants are intervening in areas such as RWA, stablecoins, and prediction markets. This indicates that overseas markets are treating cryptocurrencies as infrastructure for a new asset class, rather than speculative products.

2) Domestic: Cautious, suppressive, but not denying the technological value. The unspoken attitude is: capital does not touch, enterprises are cautious, individuals should touch less, but technology can be researched; domestic Web3 entrepreneurship, investment, and trading are still mainly following the 'going overseas' route; social, content, tools, and AI-enabled Web3 fields still have grey areas. This means: the direction is not to hide, but how to participate legally, safely, and globally.

Second, the core issue for retail investors is not regulation, but rather two things:

① Can you follow the right trend
② Can you survive long enough

Therefore, what retail investors need to do next is not to 'bet on policies', but to possess the ability for global participation. This does not mean you should go abroad, but rather build your capability to participate in global projects:

Moreover, you must possess three fundamental skills: 1 Multi-chain wallet capability (Solana, ETH, BTC L2, Layer2, new public chains) 2. Cross-chain bridge + address management capability 3. Project reading + AI-assisted understanding. In the future, 90% of opportunities will not be in the domestic market. Will 'cross-chain + wallet + global information acquisition' determine whether you can benefit from airdrops and new narratives.

Additionally, the retail investor's robust triangle strategy

Retail investors must establish a clear asset structure for the future: ① Long-term core assets: BTC / ETH + leading ecological ETF targets, ② New narrative opportunity positions: Solana, BTC L2, AI Token, RWA, prediction markets

Three: Retail investors need to shift from project investment to structural investment

The retail investors who truly benefit from wealth growth in the future will not rely on their good vision, but rather on whether the structure they stand on is correct: standing within the narrative structure: BTC → L2 → RWA → AI → prediction market, standing within the cycle structure: not chasing during surges, not panicking during drops, doing airdrops during sideways movements, and standing within the liquidity structure: Federal Reserve interest rate cuts, ETF funds. If you are in the correct structure, even if you are not smart, you can still make money. Conversely, even if you are smart, you can still lose.

Finally: You cannot change regulation, but you can change your way of acting... those who understand, understand...#加密货币政策 #加密周期