Can you take some time to explain what options are? I don't quite understand.

If you ask me, the most difficult thing should be options. If done well, it can multiply by n times, but if done poorly, it can also go to zero. The hardest part is this timing; a major drop can be predicted, but when will it drop? That's basically very hard to judge. If I could accurately determine that timing, give me a month, and I could basically become the richest person in our county!