$XRP If you have money in a bank account, you need to see this!!!
I've been looking into this for several months, and the situation seems very dire.
Banks may collapse soon, especially with a bad recession that could hit in 2026.
Don't say I didn't warn you. Here's why many major banks may collapse next year:
First, high debt levels are suffocating the system.
Governments and companies are drowning in loans they took when rates were very cheap, and now with rates staying painful, refinancing is a nightmare.
When 2025-2026 comes, 1.2 trillion dollars in commercial real estate loans will mature, and defaults have already risen.
Office spaces have become ghost towns thanks to remote work, with valuations down 20-30%.
If they default, banks holding the burden may face massive losses.
Then there is the world of shadow banking.
Consider private credit funds holding over 1.5 trillion dollars, burdened by debt and poorly regulated.
It is closely tied to the major banks (we're talking over 1 trillion dollars in ties), so if they fail, it could trigger a chain reaction like we saw with SVB a few years ago.
Add to that the explosion of the artificial intelligence bubble, and you have a recipe for panic selling and liquidity freeze.
Geopolitical drama isn't helping either.
Trade wars, supply chain conflicts, and rising energy costs could lead to hyperinflation or recession, as prices rise while the economy collapses.
The unemployment rate has started to rise, and corporate bankruptcies have reached their highest level in 14 years this year, and what is the inverted yield curve? It tells us "recession ahead" just like it did before 2008.
Demographics are a slow burn, as aging populations mean a shrinking workforce, rising costs, and stalled growth, making it difficult for banks to recover their loans.
Weak regulations fix nothing; in fact, they are lenient, setting the stage for another bailout at our expense.
Chance of a downturn? Experts say there is a 65% chance by 2026, with a 20% chance of a full-blown crisis.
