โ ๐๐ฆ๐ข ๐ฎ๐ฌ๐ฌ๐ฎ๐ฎ ๐ถ๐ ๐บ๐ผ๐๐ถ๐ป๐ด ๐ณ๐ฟ๐ผ๐บ ๐๐ต๐ฒ๐ผ๐ฟ๐ ๐๐ผ ๐ฟ๐ฒ๐ฎ๐น๐ถ๐๐โฆ ๐ข๐ฏ๐ฅ ๐ต๐ฉ๐ฆ ๐ต๐ช๐ฎ๐ฆ๐ญ๐ช๐ฏ๐ฆ ๐ช๐ด ๐ฏ๐ฐ๐ธ ๐จ๐ฆ๐ต๐ต๐ช๐ฏ๐จ ๐ท๐ฆ๐ณ๐บ ๐ต๐ช๐จ๐ฉ๐ต.
Major global payment systems like SWIFT or MASTERCARD migrating to this new messaging standard that will define how value moves across borders for the next decades.
- Fedwire has adopted ISO 20022 in July 2025.
- Full cross border migration was done in November 2025.
This is not a cosmetic upgradeโฆ
ISO 20022 replaces old financial messaging with rich structured data, real time interoperability, stronger compliance layers and much faster settlement.
In simple terms, it is the technical foundation of modern global banking.
๐๐ผWhy this matters for crypto ?
Networks positioned as settlement rails, interoperability layers or enterprise infrastructure suddenly fit directly into the future banking stack.
Not as speculative assets, but as real financial plumbing.
This is why tokens like $XRP, $XLM, $HBAR, $ALGO, $QNT, XDC, ADA and IOTA keep coming up in ISO 20022 discussions.
Each of them targets a different layer of the same transition toward programmable, compliant and data rich payments.
The real shift is not about one token outperforming another.
It is about crypto infrastructure moving inside the actual payment system used by banks, institutions and governments.
ISO 20022 is not hype.
It is the backbone of the next generation of #finance !
Curious to hear how you see this playing out over the next year.๐๐ผ #RWAs #Banks #DEFฤฐ
