What’s positive and what’s negative is up to you to decide (feel free to share your thoughts in the comments if you’d like) 💬.

At the end of November 2025, the People’s Bank of China (PBOC) reaffirmed its comprehensive ban on trading virtual currencies 🚫, with particular emphasis on stablecoins. The PBOC declared stablecoins illegal ❌, citing risks to financial stability and their potential to undermine the state-backed digital yuan (e-CNY). This is not merely a repetition of the 2021 measures; it is a strategic move to strengthen control over digital finance. Authorities reported cracking down on 342 criminal cases involving stablecoins from January to October 2025 👮‍♂️, resulting in the freezing of thousands of suspicious accounts 🧊. The ban extends to activities such as mining, trading, and even cross-border exchanges, pushing users toward the e-CNY and suppressing private innovation 😔.

Recognition in the UK and CFTC approval of spot trading in the US 🇬🇧🇺🇸🚀

In contrast, the UK’s Property (Digital Assets etc.) Act 2025, which received royal assent on December 2, 2025 👑, marks a landmark recognition of digital assets as personal property 🏛️. The law clarifies that crypto tokens can be owned, inherited, and recovered in cases of theft or fraud, integrating them into existing legal frameworks for bankruptcy and succession. As one of the first jurisdictions to codify this, the United Kingdom is positioning itself as a hub for cryptocurrency innovation 🌟, potentially attracting more institutional investment and reducing the legal uncertainty that has long plagued the sector.

Across the Atlantic, on December 4, 2025, the U.S. Commodity Futures Trading Commission (CFTC) made history by becoming the first federal regulator to permit spot cryptocurrency product trading on federally regulated exchanges 🎉. This includes leveraged retail platforms, offering a “gold standard” alternative to unregulated venues. Acting Chairman Rostin Behnam emphasized the importance of enhanced investor protection 🛡️, which could narrow the gap between traditional finance and crypto, boosting liquidity and transparency 💧.

What awaits cryptocurrency in 2026? We don’t know 🤷‍♂️. But here are some security steps every crypto user should consider:

To reduce risks 🔐:

1. Use hardware wallets: keep assets offline to avoid the vulnerabilities of hot wallets 🧊💼

2. Enable multi-factor authentication (MFA): combine it with biometric features for extra layers of protection 🔐📱

3. Watch out for phishing: always verify URLs and avoid unsolicited links 🐟❌

4. Diversify and stay compliant: spread assets across regulated platforms like Binance and stay informed about local laws to avoid bans like China’s 🌍

5. Regular audits: perform personal security checks and use tools like blockchain explorers to verify transactions 🔍

In any case — stay updated with the news! 📰❤️

#CryptoSecurity #Binance #Regulations2026