$XRP

(Ripple) - The Banking Bridge

🔸What it is: A cryptocurrency designed by the company Ripple Labs specifically for the financial services industry.

🔸Main function:

Facilitate cross-border (international) payments extremely quickly (in seconds) and cheaply. It aims to replace outdated systems like SWIFT.

🔸Key fact: Unlike BTC or ETH, it is not "mined"; all coins were created from the start, and most are gradually released by the company Ripple.