Crypto is profit, but not for banks?

I read that Fitch may downgrade JPMorgan, Citi, Wells Fargo due to activity in crypto. And I think:

👉 If even banks are afraid of regulatory risks, then we, traders, need to be even more cautious.

🔸 I am leaving 60% in USDT — stability and liquidity.

🔸 30% — in BTC/ETH as a long-term asset.

🔸 10% — in RWA tokens, but only those that have passed the verification (like ONDO).

📌 Conclusion: let the banks be afraid — we simply adapt.

What do you think — will crypto become part of the banking system or remain a separate world?