⚠️I lost my USDT after converting.
(The Mystery of Binance’s Internal Wallets). Many users experience the same thing: they load local money, convert to USDT… and suddenly feel like the balance has disappeared.
The good news is that the funds are not lost; they are simply not where you are looking.
Within Binance, there are several “internal wallets” or sub-accounts: Spot, Financing, Earn, Futures, etc.
Each one functions like a different pocket and serves a specific risk control function.
When you make a conversion or a purchase, the funds usually stay in Spot, but if you come from P2P, it’s most likely that they are in Financing.
They can even be held in an open order that did not fully execute.
Key Points to Review.
1️⃣Spot Wallet:
Where USDT appears after conversion and where trading takes place.
2️⃣Financing Wallet:
Where funds are left after P2P operations.
3️⃣Open Spot Orders:
If you made a purchase with a limit order and it did not execute, the money remains “reserved” until you cancel it or it completes.
4️⃣Internal Transfers:
Remember that you can move funds between these wallets at no cost or network fees.
In most cases, the problem is just a change of pocket. Your USDT is still there; it just needs you to find it and transfer it to the desired destination.
Knowing this.
Do you regularly use the "Transfer" function or do you just leave the funds in the Spot Wallet?.
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