First Time I Gave the Recovery Phrase to My Kid
He’s nine years old.
He was sitting at the kitchen table drinking orange juice and staring at the metal backup plate.
I did not explain Yield or OCR to him.
I simply stated:
"This is the key to the magic bird that makes your family's income rise while you're sleeping.
One day, it will belong to you.
But only if you agree to never sell the "eggs", but to only borrow against them."
He looked very serious and then hid the plate in his toy safe, and then asked if the bird has a name?
I replied that yes it does.
He named the bird Kevin.
Kevin now has an official partner/co-owner.
My parents' retirement is now officially a Falcon Sub-account
I placed their entire fixed-income portfolio (Treasury ETFs, CDs, annuities) into tokenized U.S. Treasury bonds within Falcon last year.
They receive the exact same off-chain interest rate (~5%) they received prior, as well as additional ~10% interest from sUSDf on top of that.
They do not even know what a blockchain is.
They just know that their monthly "bird payment" is higher than their social security.
My mother sends me pictures of her looking at the exchange rate rising with a heart emoji.
I save each one.
The family cold storage ritual is replacing the college fund discussion
We have no 529 plan.
Our family has a Sunday ritual:
Each quarter, we gather around the kitchen table, verify the seed phrases as a group, and create some extra USDf for each child's sub-wallet.
They observe the health factor.
They celebrate whenever the insurance-fund balance increases.
They fight with each other about who gets to press confirm.
It is the most bizarre, yet healthy money tradition that I've ever participated in.
I learned that my late Grandfather's Old Bitcoin Now Earning More Than His Pension Ever Did
His bitcoin wallet (he left 11 btc in a paper wallet), which hadn't been touched since he died in 2018, was recovered and placed in Falcon where it has earned more than his pension ever did.
Last year I recovered the wallet, placed the btc into Falcon, and enabled the yield to pay my Grandmother's bank account every month.
She believes it is "interest from his savings".
She has no clue that the principal continues to grow faster than she can spend the yield.
Some truths are better left unspoken.
The "Never Sell the Nest Egg" Rule is Officially Included in Our Actual Legal Will
On Page 7 of the family trust it now reads:
"The Falcon Finance Position shall not be sold or transferred outside the bloodline, except to address documented medical or educational emergencies.
Redemption is allowed only after a 7-day cooling period and a unanimous vote of living adult beneficiaries."
My Lawyer Tried to Talk Me Out of It
I told him that the protocol already enforced harsher terms than he could possibly draft.
He shrugged and charged me for the paragraph anyway.
I caught my teenager teaching his friends how to use the transparency dashboard
While cooking dinner I heard him talking to his gamer friends on Discord:
"No dude, you don't sell the Bitcoin.
You place it in the bird vault and borrow dollars against it.
Look, the insurance thing is bigger than the whole game you're playing."
One of them asked how to start.
He sent them my referral link.
I got the notification while making dinner and almost spilled the pasta.
The Cult Has a Second Generation Recruiter Who Wasn't Alive When Satoshi Published the Whitepaper.
Newest truth@Falcon Finance
Falcon isn't just my money anymore.
Falcon is now the infrastructure of the next generation.
The seeds, the sub-accounts, the recovery phrases, the Sunday rituals, the will provisions;
all of these are just modern forms of land deeds and family bibles.
However, this land cannot be over farmed.
This bible produces new verses every day you leave it alone.
I used to believe that generational wealth was passing down assets.
Now I know that it is passing down a relationship with time itself.#falconfinance $FF
Kevin the bird is doing great!
