“It was agreed that once I earn 5 million, I will withdraw and relax,” but before I could relax, my account was frozen first?
$PIPPIN The risks related to cash are increasing — direct theft, counterfeit money, fake U, money laundering... various tricks are emerging one after another. The most critical thing is that you have no idea about the source of the other party's funds. Once you encounter dirty money, whether it's 500, 50,000, or 5 million, it can be directly frozen. The more times you operate, the higher the probability of hitting a landmine.
The correct approach is: plan in advance for the amount of money you will need within a certain period, choose a safe OTC merchant, withdraw everything at once smoothly, and try to reduce the frequency of withdrawals.
1. Binance C2C withdrawal (preferably)
Try to choose Binance, avoid certain platforms, as the latter has a lot of dirty money and high risks.
Choose legitimate merchants: long registration time, high trading volume, high completion rate, make sure to use official platforms, avoid cash transactions offline, and do not trade privately on social platforms.
Reduce frequent and large withdrawals: high frequency can easily trigger risk control.
If your account is frozen due to risk control, contact the platform customer service immediately and provide the required materials as requested.
2. Hong Kong bank card withdrawals (like ZA Bank)
Apply for online cards like ZA Bank in Hong Kong, the process is simple, you can sell coins for cash and deposit it through an ATM or spend directly.
Maintain normal card usage habits: don’t just use it for receiving and withdrawing money, daily spending can reduce risk control.
$LUNA2 Avoid frequent large operations to lower the bank's attention.
3. VISA / Mastercard exchange cards (direct consumption)
Some cards issued by exchanges can directly convert crypto assets into fiat currency for payments.
The security is good, but be aware of possible fees, cross-border fees, exchange rate differences, etc. — make sure to read the rules before using.
The core issue: Withdrawal freeze & bank risk control
OTC merchants can ensure your “asset safety,” but they cannot guarantee that your bank won’t implement risk control.
Bank risk control logic is stricter than you might think.
$ETH Key points to avoid:
Withdraw in batches, don’t do it all at once.
Avoid large transactions late at night/holiday periods.
Keep account usage behavior natural and normal.
