$XRP The market commentator Zach Rector has reaffirmed his opinion that the next significant movement for XRP will occur before the Clarity Act becomes law.
He claims that markets move based on expectations, not official documents. Rector maintains that anyone waiting for XRP to take off only after President Trump signs the Act is ignoring a classic cryptocurrency pattern: 'buy the rumor, sell the news.'
Consequently, Rector suggests that by the time the bill reaches the President's desk, the XRP takeoff is likely to have already occurred. Specifically, Rector stated that the market will 'absolutely' see an increase in XRP before the Clarity Act takes effect.
👉Congress is in a crucial window for the Clarity Act
The discussion arises as Washington enters a decisive period. According to a report from Crypto in America, the Senate Banking Committee is pushing to finalize its bill on market structure before a possible review next week.
A recent bipartisan meeting apparently went well, with the main remaining issues being ethics and the classification of digital assets.
The Senate Agriculture Committee, which oversees the CFTC, has not yet scheduled its own review. With Congress approaching its holiday recess, both committees are competing to finalize the rules that will guide the oversight of cryptocurrencies.
This effort is related to the Clarity Act, which has passed through the House and is now awaiting in the Senate. But Rector says that even if the bill does not advance before the end of the year, the market will not remain inactive.
👉The history "shows" that XRP does not wait for laws
In a separate comment, Rector argued that XRP has a history of making extraordinary price movements before regulatory milestones. He cited a recent example where XRP had one of the largest rises in recent memory before an official U.S. regulation announcement on cryptocurrency assets.
As of November 2024, shortly after Donald Trump won the elections in the U.S., XRP rose from approximately $0.50 to $3.40 by mid-January 2025. This movement was an increase of 580%. XRP later reached $3.66 in July 2025, marking an increase of approximately 650% from pre-election levels.
According to Rector, these remarkable gains occurred "without any law", suggesting that the increase was independent of regulatory developments.
Meanwhile, during this time, Ripple's demand concluded, former SEC Chairman Gary Gensler resigned, and President Trump signed the Genius Act in the same month that XRP reached $3.66.
Although Rector tried to suggest otherwise, the price movement of XRP from November 2024 to July 2025 was indeed supported by several regulatory milestones. Notably, the Clarity Act had not yet entered serious discussions in the Senate during XRP's rally.
👉How important is the Clarity Act?
Many members of the XRP community argue that another explosive move cannot happen until the Clarity Act becomes law. Some believe that ETFs and other market drivers will have limited impact until the Act is finalized.
However, according to Rector, delays in the Clarity Act may have held XRP back this year, but the bill is a catalyst, not a requirement. He warns that waiting for full regulatory certainty before buying XRP could mean missing the start of a takeoff.
He is especially concerned about investors who "disconnect" until the law is approved, as they could end up with smaller positions or miss the movement altogether.
For now, the Senate Committees are making efforts to achieve early approval of the Clarity Act for 2026.
