$FF: How far can a project that reconstructs the lending market with 'On-chain Smart Credit' go?
#FalconFinance #FF #DeFi #链上金融 $FF
Falcon Finance (FF) focuses on solving one of the biggest problems in traditional DeFi:
Low collateral efficiency + single risk model + insufficient scalability.
It proposes the concept of 'On-chain Credit Layer', combining user behavior data, performance records, and on-chain asset structures to create an 'On-chain Credit Model'. In simple terms:
➡️ Lending no longer relies solely on collateral but incorporates 'credit scoring'.
Core capabilities include:
AI risk control + On-chain multidimensional behavior scoring
More flexible LTV (Loan-to-Value)
Applicable for contract trading, lending, stablecoin minting, and other scenarios
Supports cross-chain assets and multi-asset composite collateral
Why is this direction worth attention?
Because DeFi has shifted from the 'high yield era' to the 'real financial services era'.
Increasing collateral efficiency + reducing liquidation risk is a certain trend for the next 1-2 years.
Falcon Finance is still in its early stages, but its positioning belongs to projects that 'address industry pain points'. Do you think this 'on-chain credit' can become the core infrastructure of the next round of DeFi?
