✅ What’s positive / stable for USDC & USDT now

USDT remains the most liquid and widely used stablecoin globally — it still leads in market share and is supported on virtually every major exchange/blockchain, making it the go-to for trading, transfers, and instant liquidity.

USDC continues to gain strength in compliance, transparency, and institutional adoption. It’s backed by cash and short-term U.S. Treasuries, issues regular reserve attestations, and increasingly attracts users who care about regulatory clarity rather than just liquidity.

The stablecoin market remains large and growing: stablecoins (like USDC and USDT) keep serving as a bridge between fiat and crypto, and as tools for payments, remittances, and DeFi. This broad demand supports ongoing use of both USDC and USDT.

⚠️ What to watch out for / potential risks

While USDT’s liquidity is a strong advantage, its reserve transparency remains a concern for some — which could matter if regulatory scrutiny increases.

The dominance of USDC + USDT is dropping gradually: newer stablecoins and even bank-backed or yield-bearing stablecoins are gaining traction, which may reduce market share for both in coming years.

For USDC, while regulatory compliance and transparency offer advantages, its liquidity still lags behind USDT’s — which means larger trades or urgent conversions may still prefer USDT in some cases.

🔮 What to expect next (near-term / 2025–2026)

The stablecoin market seems to be trending toward diversification: as institutions favor compliance and transparency, USDC may continue to gain share — especially in regulated markets, DeFi, and payment-processing contexts.

USDT will likely remain the “workhorse” stablecoin for trading, arbitrage, and liquidity-heavy use cases — but might gradually lose some dominance if transparency demands rise and regulation tightens.

The overall stablecoin ecosystem may evolve: with new stablecoins and regulatory frameworks, both USDC and USDT could face competition;