$XRP

XRP has quietly been integrated into the American banking infrastructure without the knowledge of retail traders.

XRP is receiving limited attention in the cryptocurrency market in 2025, as it has not seen significant movements to attract the interest of individual investors. However, behind the scenes, American banks are quietly adopting XRP thanks to guidance from the Office of the Comptroller of the Currency (OCC), Ripple's request for a banking license, and support for ISO 20022 standards. These moves align with broader analyses of cryptocurrencies that highlight XRP's potential as a settlement layer. The institutional infrastructure continues to evolve, and the price is likely to follow once volume begins to increase.