🚨 USA: CRYPTO IN PENSION FUNDS 🚨
Nine bipartisan lawmakers, led by Chairman French Hill, have sent a formal letter to the SEC to implement Executive Order 14330 of August 7, 2025, which democratizes access to crypto, private equity, and real estate in pension plans.
These plans involve 90 million Americans and manage about 12-12.5 trillion dollars in retirement savings, historically limited to stocks, bonds, and mutual funds under ERISA.
The order requires the Department of Labor, SEC, and Treasury to review fiduciary guidelines, removing barriers for allocations in alternative assets like Bitcoin and Ethereum.
👉 MARKET IMPACT
These are not speculative ETFs, but slow and steady flows from long-term savings: if only 1-5% of 401(k) goes into crypto, it could push Bitcoin beyond 250,000 dollars.
Legislators emphasize that crypto has outperformed stocks, bonds, and gold over the last 10 years, improving risk-adjusted returns for retirees.
Already BlackRock and Empower are planning funds with private exposure, including crypto, for 2026.
This is forced institutional adoption, not hype: a structural change that completely alters the rules of the game for crypto.
