🔮 Four core trends locked in for 2026
1. The number of stablecoins overwhelms Layer 2
Differences in issuance thresholds determine fate—stablecoins will exceed 300 types, while L2 retreats to niche scenarios due to high costs.
Based on: current stablecoin monthly increase of 12%, L2 development costs exceed 5 million USD.
2. Major reshuffling in on-chain asset management
Retail mining ends: tools like gtUSDa drive funds from 'mining' to standardized vaults (anchored to USDC/ETH).
Asset management protocol warning: multi-signature wallet vaults may face over 100 million USD in hacker attacks, forcing a reconfiguration of security architecture.
3. Bitcoin L2 dark horse breaks through
The dormant Bitcoin ecosystem will explode with the first L2, challenging the notion that 'BTC = antique coin', but initial attention is insufficient.
Clue: Teams like Stacks and BitVM have received secret VC funding.
4. AI auditing tools are a double-edged sword
The first AI vulnerability detection tool has landed, but teams that fully rely on AI will suffer losses exceeding $50 million due to missed detections.
💥 Three major 'disappearance' warnings
Rollup interconnection narrative collapses: the model sacrificing sequencer earnings for cross-chain has become a burden, leading to a withdrawal tide among top projects.
The privacy sector is cooling off early: technological iterations lagging behind, current valuation bubble will burst before 2026.
DAO delegation representatives are disappearing: legal loopholes exposed, protocols not bound to DAO are growing at over 300%.
🚀 Two new forces are rising
Non-USD stablecoins break the ice: Swiss franc and Singapore dollar stablecoins capture 15% market share.
On-chain ETF compliance explodes: Uniswap v4 customized pools + KYC mechanism attract institutions like BlackRock to enter RWA.
💎 The harsh truth
Ethereum has become a marketing symbol, with the ecosystem's focus shifting to asset value;
Star creator tokens repeat the fate of FT, with Base chain peaking right at launch;
AI discovers vulnerabilities but struggles to prevent human flaws—2026 remains a golden year for hackers.
Final warning: Prediction is not a crystal ball, but a survival simulation.
