Brothers,
Today, you must not think that this news is just an 'ordinary regulatory action':
**The US Congress is urging the SEC:
Incorporate Bitcoin into the 401(k) retirement plan.**
How terrifying is the value of this statement?
Let me give you the most straightforward statement:
"The US government is preparing to let the entire public buy BTC together."
This is the first time that the US dollar system is officially preparing to treat Bitcoin as part of national asset allocation.
This is not beneficial,
This is the starting point for the global liquidity system reconstruction.
I will clarify the layout of this major event today.
**What is 401(k)?
It is not an investment tool; it is the 'backbone of American national wealth.'
Brothers, do you know how big 401(k) is?
80 million Americans participate.
Management scale of $7.5 trillion.
Accounts for more than 20% of total household wealth in the U.S.
It is the most important savings channel for the middle class.
What does it mean to add BTC?
→ The U.S. government acknowledges for the first time that BTC is a qualified asset.
→ The retirement system will automatically invest in BTC.
→ Hundreds of billions of 'foolish buying' will flood in every year.
→ BTC will have the most stable buying power in history.
In other words:
**ETFs are Wall Street's Bitcoin.
401(k) is Bitcoin for all Americans.
ETFs are just the first layer,
401(k) is the key weapon for the nationalization of BTC.
2. Why bring it up now? Because 'The U.S. debt system must find new store of value assets.'
The U.S. Congress is not here to give retail investors welfare.
It is solving a systemic problem:
Debt explosion → Real yield on government bonds is negative → Pension system cannot preserve value.
Look at the current data in the U.S.:
Government bond yields are unstable.
Inflation erodes the real value of pensions.
Savings instruments overall underperform inflation.
The stock market volatility is increasing.
Risk assets are being redefined.
This leads to the pension system facing:
→ Long-term losses.
→ Asset shrinkage.
→ Seniors have no money to spend.
The government must find one:
not relying on American credit.
Not manipulated by the Federal Reserve.
Long-term increase.
Has scarcity.
Assets with a global market.
What do you guess it is?
Only one value:
BTC.
**3. What type of buying power do pensions have?
It is super incremental capital that 'never sells.'
Imagine this:
Automatically buying BTC every month.
For 40 consecutive years.
Will not time the market.
Will not panic.
Will not cut losses.
Cannot sell before retirement.
Even if you want to sell, regulations do not allow full liquidation.
What is this?
The most stable, stubborn, and persistent buying power in the world.
The buying power of ETFs is institutional.
The buying power of 401(k) is national.
National buying power = Institutional bottom-buying power.
What will this change?
→ The bottom of BTC will continue to rise.
→ The volatility of the bull market will decrease but be more prolonged.
→ Selling pressure will decrease.
→ Becoming a truly 'national-level savings asset.'
This is a rewrite of the pricing model:
**In the past, BTC was priced based on speculation.
In the future, BTC will be priced based on pensions and national savings.
This is the realm of two types of assets.
**4. Why does Congress require the SEC to agree?
Because the current 'qualified investor system' has collapsed.
The key point in Congress's letter this time is not Bitcoin,
But rather this sentence:
'The standards for qualified investors must be redefined.'
The implication behind this sentence is:
In the past, the U.S. believed that ordinary people were not smart enough to invest in alternative assets.
But this system has caused the middle class to miss out on the wealth opportunity of crypto.
And the rich can buy in advance due to compliance qualifications.
The wealth gap is widening among the entire population.
This has become a big political issue.
So Congress this time is starting from:
Wealth fairness + new asset class + regulatory modernization.
to pressure the SEC to allow BTC into 401(k).
Note:
This is not a question of 'can or cannot',
is a 'must-do' issue.
**5. Do you know where the ceiling of BTC will be pushed?
Let me give you a rough estimate:
If the 401(k) system allocates:
1% of funds into BTC → $75 billion.
2% of funds into BTC → $150 billion.
5% of funds into BTC → $375 billion.
What will this money bring?
The long-term bottom price of BTC = over $200,000.
Do you think I’m talking big?
Look at the situation with ETFs:
→ ETFs have only been launched for a year.
→ Bought less than $40 billion.
→ Has already pushed BTC to around $93,000.
401(k) is 20 times the size of ETFs.
Where do you think it will push BTC?
Six, my conclusion in one sentence:
Brothers, listen carefully, this news seems small,
But it actually declares:
'The era of Bitcoin nationalization has officially begun.'
ETFs are the first half,
401(k) is the second half,
The funds in the second half are irreversible, non-withdrawable, and non-sellable institutional buy orders.
This is not a good sign,
This is the historical node where BTC truly transforms from a 'speculative product' to a 'national-level asset.'
Remember this sentence:
When a country allows pensions to buy a certain asset, that asset is no longer an asset, but part of the system.
And BTC,
is becoming a systemic store of value in the U.S.
💬
Brothers:
Do you think once 401(k) is opened up, BTC will directly rise to $150,000?
