To be honest, it's really difficult to deal with the neighbors over there; it took me several tries to finally get it done this time. I managed to lock in a 7.5% fixed interest rate loan for around four to five thousand, and in the last couple of days, the rates have skyrocketed. If I borrow at an 80% loan-to-value ratio, it would definitely trigger a forced liquidation, plus there's a 2% liquidation fee and some chaotic 0.2% handling fees. Also, the order of repayment and redemption needs to be carefully considered; otherwise, it would lead to forced settlement again. Going in and out, it feels like I'm just working for them without any reward. Furthermore, when buying coins and hedging, I also need to pay attention to the funding rates, which are extraordinarily high compared to theirs.