📍 The U.S. Congress is increasing pressure on the SEC to open retirement funds for Bitcoin.
📌 Members of the House Financial Services Committee have sent an official letter requesting the SEC to update the legal framework, allowing Bitcoin and digital assets to be included in the 401(k) retirement plan – the largest long-term savings channel for American workers.
📌 The central argument is quite clear: it is impossible to continue excluding crypto, while spot ETFs have been approved and the custody infrastructure – risk management is increasingly improving.
📌 This move is part of a series of executive order implementations by Trump since August 2025, requiring regulatory agencies to expand access to alternative assets in the retirement system, rather than being limited to stocks and bonds.
📌 Another key point is the proposal to expand the concept of “qualified investor,” allowing ordinary workers – not just the wealthy – to allocate into crypto if they meet the criteria of understanding and risk acceptance.
📌 If 401(k) plans are allowed to allocate even just 1–2% into Bitcoin, this will be a story of retirement capital flow worth tens of trillions of USD, characterized by long-term and stable investment, not purely speculative.
