@XRP surpasses XLM, ALGO, and IOTA in institutional adoption and partnerships with real banks for cross-border payments.
XLM
Largest network of financial alliances (300+ institutions) vs P2P focus of XLM; SEC regulatory resolution provides superior confidence.
ALGO
RippleNet is already processing real volumes vs ALGO being more experimental; XRP is more liquid and has approved ETFs.
IOTA
Stable transactions and no "feel-less" historical bugs; better scalability proven in production vs the IoT niche of IOTA.
XRP
2.0104
-1.14%