Japan has finally raised interest rates! But what does this have to do with ordinary people? (It actually does) $BTC $ETH

After 17 years of holding back, the Bank of Japan has finally taken action! The last global “zero interest rate fortress” has collapsed. 来一起聊聊

This is not some distant story from financial news; it’s like the first domino has fallen, and the flow of global money is about to change.

Simply put, for the past decade, international capital has had a risk-free arbitrage play: borrowing money at almost zero interest from Japan and then investing it around the world (such as in US stocks, Southeast Asia, or even cryptocurrencies) for high returns. Now that interest rates in Japan have risen, the faucet of this “cheap money” is about to be tightened.

What does this mean for you and me? Here are three key points:

1. “Hot money” may return home: Some of the funds that have been causing waves globally will flow back to Japan in search of more stable returns. High-risk assets supported by foreign capital (you know what I mean) may experience increased volatility.

2. “Volatility” becomes the norm: Don’t just focus on the yen. Global stock and bond markets may also shake due to the reallocation of this massive capital. In the investment world, “guaranteed profits” are becoming increasingly difficult, and learning to coexist with volatility is the new lesson.

3. An era has completely ended: The era of global “flooding” and borrowing money for almost nothing has come to an end. This is a strong signal for everyone: the days of relying on leverage and bubbles are over.

So, what should ordinary people do?

Don’t panic, but stay alert. This feels more like a wake-up call:

· Don’t mess around: Reduce speculation on single high-risk assets and pay attention to the health of your cash flow.

· Hold onto core assets: In times of increasing global uncertainty, truly valuable fundamentals are your ballast.

· Improve yourself: As the tide of the economic cycle recedes, it ultimately comes down to individual earning capacity and cash flow.

In summary: The “source” of global cheap money has been turned off; in the future, making money will depend more on real skills.

What do you think? Where do you believe this wave of “tightening” will first blow into our lives? Let’s discuss your predictions in the comments. #加密市场反弹 #巨鲸动向

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