The recent performance of $FOLKS has already made the issue quite clear. Launching in a not-so-friendly market environment, the price has risen from $2 to over $17, and the 8-fold increase is not driven by sentiment, but is the result of structural factors.
Folks Finance is not a new narrative; it is a cross-chain DeFi lending protocol that has been developed for over 5 years, evolving from a leading application on Algorand into a unified liquidity center across multiple chains, taking a long-term approach rather than a short-term speculative model.
The problem it truly addresses is also very clear: it is not about creating a "faster cross-chain bridge," but rather bypassing the bridge altogether: depositing on one chain and borrowing on another, without the need to wrap or migrate assets, with liquidity unified at the base layer, which is a very rare experience in the current DeFi space.
xChain V2 is the key step in this model. A more refined cross-chain market structure, support for non-EVM chains, and reserving space for deep integration for advanced strategies essentially design "unified cross-chain lending" as the industry default standard rather than a temporary patch.
From the token perspective, the position of FOLKS is also very clear. Based on FDV calculation, it has already entered the top three EVM lending tokens, second only to Aave and Morpho, with multiple leading exchanges plus Bybit contracts reflecting the market's consensus that cross-chain lending will become the main narrative.
What can still be done now is also very straightforward: FOLKS offers a 30-day staking period with an annualized return of approximately 30%; the second season of Folks Points is currently underway, allowing users to earn future reward eligibility through the product itself; participation in the Airaa creator activity is not high, but the reward pool is large enough, presenting a clear opportunity for those willing to continuously produce content.
In summary, FOLKS is not rising by telling stories, but has firmly established its position on the unified liquidity line ahead of time.
$FOLKS
