Complaining about the pitfalls of DeFi cross-chain with friends on the weekend—wanting to borrow on chain B with coins stored on chain A, either waiting ages to cross the bridge, or wrapping assets and fearing pitfalls, struggling for a long time without making any money and exhausting myself... until discovering $FOLKS, which finally opened the door to a new world!
Who would have thought that a 9x dark horse could emerge during a market fluctuation? Binance listed it at just 2U, and it surged against the trend to over 18U+, this isn't just speculation, it's clearly a case of hard strength speaking! Folks Finance has done something that the DeFi community has been eagerly anticipating: cross-chain lending without bridges, without wrapping assets, deposit money on one chain and borrow directly on another, the experience is so smooth it feels unlike traditional DeFi.
What’s even more remarkable is the endurance of this project—quietly developed for five years, expanding from the Algorand ecosystem to cover nine chains (ETH, AVAX, BNB Chain all included), supported by Wormhole and Chainlink at the base. Now, lending, trading, and leverage are all in place, making it a true cross-chain financial hub. Next, xChain V2 aims to make cross-chain lending the 'default option', including non-EVM chains, which is setting the stage for the next layer of DeFi infrastructure!
The confidence of $FOLKS is quite strong: FDV is second only to Aave and Morpho in the EVM lending track, and Bybit futures have also been launched, backed by top VCs like Coinbase Ventures and Jump. The participation window is still open: 30-day staking annualized at 30%, second season points + $500,000 creator program, and competition is not too fierce yet, so early involvement is key.
The core of DeFi is always to 'solve real problems'. Folks has firmly addressed the pain point of fragmented liquidity, and this 9-fold increase is just the beginning. The story of $FOLKS is clearly not over yet✨
@FolksFinance #DeFi
