I have studied a lot about DeFi's 'cross-chain', which is actually a false proposition—it's just copying lending pools on different chains, with liquidity still fragmented. Users still have to struggle with cross-chain bridges and pay fees.
True cross-chain should allow liquidity itself to flow freely—this is the core logic that $FOLKS has been repeatedly recognized by the market.
@FolksFinance is not a 'multi-chain copier', but a genuine cross-chain lending reconstructor: after 5 years of deep cultivation, it has evolved from a leading project in the Algorand ecosystem into a unified liquidity center covering 9 mainstream public chains. Users can store assets on any chain and directly borrow on another chain, all without a cross-chain bridge or wrapped assets—this is what DeFi cross-chain should look like.
The advancement of xChain V2 is even more exciting: optimizing the cross-chain market structure, expanding non-EVM chains, and adapting advanced strategies, with the goal of making 'unified liquidity lending' the industry default standard.
Looking at the fundamentals, $FOLKS has strong capabilities: Wormhole NTT supports native circulation across 9 chains, the FDV of the EVM lending track ranks in the top three (only behind Aave and Morpho), backed by institutions like Coinbase Ventures and Jump, with full coverage on top exchanges and also launching Bybit futures, achieving an 8-fold increase from $2 to $17+, which is the market's direct pricing of the value of 'true cross-chain'.
There are still many practical opportunities: 30% APY staking for 30 days, second-quarter points accumulation (lending/exchanging/flash loans can participate), and the Airaa creator event with a prize pool of $500k+, with participation still not high.
If you are tired of DeFi's 'multi-chain redundant construction' and want to find targets that truly solve cross-chain pain points, $FOLKS is worth deeply researching—after all, only those that can be voted on with real money by institutions and the market are the future direction of DeFi cross-chain.
