š Powell Warns: Housing Challenges Go Beyond Interest Rates š

Fed Chair Jerome Powell didnāt sugarcoat it.
He said housing is becoming a serious problem.
The Fed can move interest rates up or down.
That part is easy for them.
But fixing housing supply is a different story.
Powell made it clear the real issue runs deeper.
There simply arenāt enough homes.
This isnāt a short-term gap. Itās a long-standing, structural shortage.

Even if rates fall, supply wonāt magically catch up.
Building takes time. Zoning rules, labor shortages, and high material costs all slow things down.
Thatās why prices and rents stay high for so many people.
In simple terms, money policy can cool demand.
But it canāt create houses.
That problem needs long-term planning and real construction.
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