Big news in the crypto world!
On December 12, 2025, the Office of the Comptroller of the Currency (OCC) announced a conditional approval for national trust bank charters for five leading companies in digital assets:
- Circle (issuer of USDC) → First National Digital Currency Bank
- Ripple → Ripple National Trust Bank
- BitGo
- Fidelity Digital Assets
- *Paxos
This decision represents a historic step towards integrating digital currencies and stablecoins into the traditional U.S. banking system, with full federal oversight, and aligns with the new GENIUS Act for regulating stablecoins.
The charters allow for the custody of digital assets, management of reserves, and settlement of payments on the blockchain with higher security – a strong positive signal for market growth!
