🇨🇭 AMINA Bank, the First European Bank to Adopt Ripple Payments Infrastructure for Cross-Border Payments
Zurich, Switzerland – December 2025 – The Swiss bank AMINA Bank AG, a financial institution regulated by FINMA, has announced a strategic partnership with the blockchain technology company Ripple to implement its Ripple Payments solution, thus becoming the first European bank to adopt this infrastructure for cross-border payments.
The integration of Ripple Payments will allow AMINA Bank's clients to make international transfers almost in real-time, with a significant reduction in costs and greater transparency, overcoming the inherent frictions of traditional correspondent banking systems.
Bridge between Traditional Finance and Web3
This collaboration aims to create a crucial bridge between traditional fiat rails and blockchain rails, a key operational challenge for native Web3 companies that interact with traditional banking.
Efficiency for Crypto Clients: AMINA clients, especially those focused on digital assets, will be able to move funds internationally more swiftly, whether in fiat currency or using regulated stablecoins.
Adoption of Stablecoin: The integration is based on a prior relationship, as AMINA Bank was the first bank globally to offer custody and trading services for Ripple's stablecoin, RLUSD (Ripple USD). Now, with Ripple Payments, the bank will be able to use this stablecoin and others to settle transactions.
Myles Harrison, Product Director of AMINA Bank, highlighted that traditional correspondent systems were not designed to support cross-border transactions with stablecoins, and Ripple's support helps its clients maintain a competitive edge.
Cassie Craddock, Managing Director for the UK and Europe at Ripple, emphasized that this partnership positions AMINA Bank as a vital conduit for digital asset innovators.
