Individual investors are dominating the US stock market with about 20% of trading volume in Q3 2025, the second highest record.

In contrast, the cryptocurrency market has seen a contrasting trend, with institutional capital dominating while individual investor participation declines.

This split between stocks and digital assets raises important questions about the maturity of the market, volatility, and the future direction of both asset types as 2026 approaches.

Stocks are targeting individual investors, while Crypto is shifting towards institutions.

$ICP .