It's already December

If you have two hundred thousand cash in hand

Don't invest randomly

Do you think the end of the year is a good opportunity to buy the dip? In fact, it is the time when the capital market is most likely to 'harvest the leeks'. Two hundred thousand is not a small amount; it could be the years of frugality for a wage earner or a lifeline for a small business's working capital, which cannot withstand the turmoil of blindly following the crowd. Recently, gold prices have been pulled back and forth by the USD exchange rate and international situations, fluctuating like a roller coaster, making it impossible for ordinary people to grasp the rules; in the crypto market, institutions need to settle accounts and funds need to be retrieved at the end of the year, and the volatility will only be greater. Many seemingly strong sectors might just be traps to lure investors.

It's not easy for everyone to save money, and at the end of the year, it's better to seek stability rather than profit. Instead of betting your principal on the unpredictable market, it's better to first deposit it into stable financial products or keep it for unexpected expenses at the end of the year. Those who shout 'guaranteed profit by the end of the year' are essentially exploiting everyone's desire for quick appreciation, hiding unseen risks behind them.