When Bitcoin plummeted below $85,000 in December this year, with the entire network wailing, 36-year-old Sister Yan calmly converted 2 million RMB that was due in her investment account into USDD with one click in her home in Shanghai. For this legendary woman who turned a principal of 20,000 into a fortune of 50 million using the 'foolish method' in 6 years, this was just another execution of a core principle in her investment rules — converting cash into 'smarter' cash during market panic.
Sister Yan's story is widely circulated in the circle: from Guangdong, a successful rise in Shanghai, four houses, and a Porsche. Everyone wants to know her secret, and she always says it's a 'foolish method.' But few know that behind her seemingly simple methodology lies an ultimate 'stabilizer' that allows her assets to traverse bull and bear markets, as steady as Mount Tai.
01 The Cornerstone of the 'Foolish Method': Seeking Absolute Certainty
Sister Yan's six publicly stated iron rules are all insightful and target the essence of the market. Whether it's 'do not panic escape during rapid rises and slow declines' or 'do not catch a falling knife during rapid declines and slow rises', the core is to discern the true intentions of capital and the real trends in the market amidst the complex noise.
However, all these technical analyses and mindset rules require one crucial premise: you must always have the qualification to stay at the table. A single catastrophic black swan event, a wrong leveraged bet, can instantly reduce years of accumulated wealth to zero. Sister Yan understands this principle deeply, thus her 'foolish method' includes an unpublished rule that is the cornerstone of all strategies: always allocate a portion of assets to 'absolutely stable' assets that are not affected by market emotions and price fluctuations.
In the traditional world, this might be gold or government bonds; in the crypto world, after years of observation and verification, she chose decentralized stablecoins represented by @usddio, which are transparent in mechanism and robust. This portion of assets does not seek explosive growth; its only mission is to become her 'bunker' during systemic market crashes and a 'warehouse of ammunition' for future bottom fishing. She said: 'Making money in a bull market relies on courage, while preserving wealth in a bear market relies on knowledge. My understanding is that volatility is a friend, but uncontrollable volatility is a killer. I need a switch that can turn off the 'volatility' at any time.'
02 The 'Foolish' Choice of Smart People: Stability Equals Freedom
Sister Yan's 'No' Mindfulness Method – no obsession, no greed, no fear, sounds like a very high state of mental cultivation. But how can one achieve this? Her practice provides a very practical answer: creating psychological advantages through asset allocation.
When she allocates a significant portion of investable assets (according to close friends, this ratio can be as high as 30-40% in a bear market) into stablecoins like @usddio, her mindset fundamentally changes. In the face of a sharp drop, she does not fear because her foundation remains intact; in the face of a sharp rise, she does not greedily chase because she has ample stablecoins to patiently wait for a correction. This state of 'having food in hand, no panic in heart' allows her to calmly execute the iron rule of 'do not catch a falling knife' during rapid drops and rises, rather than making wrong decisions out of panic.
This aligns perfectly with @usddio's philosophy of 'seeing trust through stability.' Here, 'trust' is not only the user’s confidence in the project's mechanism but also the strong confidence investors have in their trading system due to holding stable assets. Sister Yan's 'foolishness' lies in her refusal to participate in all seemingly high-yield traps, instead firmly grasping two simple principles: 'capital safety' and 'value stability,' which is precisely what the vast majority of 'smart people' in the market disdain to do or cannot persist in doing.
03 From Defense to Offense: Advanced Uses of Stablecoins
For Sister Yan, stablecoins like @usddio are certainly not just a place to 'store cash.' In her system, this is the core hub for efficient asset rotation.
First, it is a valve for risk management. When the market sends danger signals according to her 'top volume risk identification' principle, she converts part of her floating profits in BTC and ETH into USDD to lock in profits and reduce risk exposure.
Second, it is a reserve force for capturing opportunities. When signals like 'bottom volume indicates sustainability' appear, and real buying opportunities arise in the market, the USDD in her hands can be converted to any asset she favors with zero friction and instant precision. Before a certain altcoin rally last year, she used stablecoin reserves to complete her positions at the bottom.
Third, it is itself an income-generating asset. By participating in compliant staking and other DeFi activities within the @usddio ecosystem, this portion of 'static' defensive assets continues to generate low-risk cash flow returns, achieving 'defensive troops can be self-sufficient.' This allows her to steadily grow her total assets even during long market consolidation periods.
04 Insights for Ordinary Investors: From Imitation to Understanding
Sister Yan's story is inspiring, but directly copying her 'iron rules' may not be effective. What ordinary investors should truly learn is the underlying logic of how she builds her investment system:
Institutionalizing risk control: not relying on feelings, but on rules and asset allocation. The primary task is not to make money but to prevent massive losses.
Pursuing 'sleeping income' and 'peaceful sleep': obtaining psychological calm during market fluctuations through the allocation of stablecoins and other assets is immensely valuable. Earning stable returns through the stablecoin ecosystem is like adding icing on the cake.
Maintaining liquidity is maintaining options: in the market, opportunities are always given to those who are prepared. The greatest preparation is having stable 'bullets' that can be immediately used when you see a golden opportunity.
Sister Yan proves with 50 million that in the highly volatile crypto market, the greatest wisdom may not be chasing the next hundredfold coin, but understanding how to tame volatility and utilize stability. Her 'foolish method' is essentially a philosophy of survival and development that uses rationality to combat emotions and rules to respond to uncertainties. A reliable stablecoin is the key tool for realizing this philosophy.
#USDD sees trust through stability
The market's rewards will ultimately not go to those 'smart people' who can best predict fluctuations, but rather to those 'foolish people' who understand how to protect themselves and can always remain at the table. Because investing is a marathon, what matters is not who runs the fastest in the short term, but who can run the entire distance safely with the most stable pace. Stability is not conservatism; it is the fastest path to cross cycles and ultimately win.
