$XRP currently trades around $2, but many believe its price doesn’t reflect its long-term utility—especially if adoption expands within Japan’s massive banking system. Japan controls nearly $9.65 trillion in banking assets and has strong, long-standing ties with Ripple through partnerships like SBI Ripple Asia and the Japan Bank Consortium, which includes over 60 banks representing most of the country’s banking assets.
A hypothetical model by Google Gemini suggests that if all Japanese banks used XRP as a bridge asset and its market cap reached 10% of Japan’s banking assets, XRP’s valuation could rise to about $965 billion, implying a price near $16 per XRP—an ~800% increase from current levels.
While this scenario is considered aggressive and unlikely in the near term, XRP’s growing real-world use in Japan—especially in remittances and settlements—highlights its potential if institutional adoption continues to expand.
