Aave founder Stani Kulechov immediately announced the future "2026 overall plan" for its decentralized finance (DeFi) protocol after the U.S. Securities and Exchange Commission (SEC) investigation was dismissed.
Kulechov stated on X (formerly Twitter) on Tuesday: "2025 will be the most successful year for Aave," but he also pointed out that "compared to our goals, this moment is just 'Day Zero.'" With the SEC's four-year regulatory investigation concluded, Aave is able to accelerate its expansion further in the future.
The core of this overall plan includes Aave's new version 'V4', the private blockchain expansion project 'Horizon', and the redesigned 'Aave app' aimed at improving the user interface. Kulechov stated: "Based on these three pillars, we have set a major goal of achieving $1 billion (approximately 1.4788 trillion Korean won) in real-world asset (RWA) deposits by 2026."
Aave is a decentralized lending protocol based on Ethereum (ETH), which has recently seen increased inflow from institutional investors due to stable returns and transparent asset management. In particular, 'real asset deposits' associated with decentralized finance are becoming a key indicator in the competition among major DeFi projects for the next generation.
The release of this roadmap can be interpreted as Aave demonstrating confidence in evolving beyond a simple DeFi protocol to an ecosystem platform comparable to traditional finance. Analysis suggests that with the elimination of this legal uncertainty from the SEC, the feasibility of achieving the blueprint by 2026 has further increased.
Article Summary by TokenPost.ai
🔎 Market Interpretation
Aave's mid to long-term roadmap indicates that the DeFi market is moving beyond simple exchange/lending functionalities, expanding its touchpoints with traditional finance such as real assets. The removal of regulatory uncertainties has also increased the potential for institutional capital inflow.
💡 Strategic Points
Achieving the goal of $1 billion in real asset deposits by 2026 can be interpreted as a strategy focused on attracting institutional clients. Aave V4 and Horizon are the core pillars supporting the technical and infrastructural expansion.
📘 Terminology Explanation
- RWA (Real World Assets): The tokenization of traditional assets such as real estate and bonds on the blockchain.
- Aave V4: The next major update version of the Aave protocol.
- Horizon: A project that enhances liquidity and scalability through interoperability with private blockchains.
TP AI Considerations
This article uses the TokenPost.ai foundational language model for the article summary. It may omit key content from the main text or contain discrepancies with the facts.


