I do not intend to start from the price.
I also do not intend to start from emotions.
This time, let's adopt a completely calm perspective, even a bit 'capital-flavored'—
If we treat Lorenzo as a growing asset management company, what is BANK?
There is only one answer:
👉 It is not points, not fuel, but a combination of 'equity + voting rights + cash flow entry'.
And to judge whether it is worth holding long-term, you only need to look at one thing:
Is this 'power distribution map' unfolding in the direction of decentralization?
1. First, let's not talk about beliefs; let's lay the 'equity map' on the table.
I am accustomed to using a very down-to-earth but extremely effective method to view token economics:
👉 Pretend this is a company you want to invest in.
Then you must ask four questions:
How to divide equity?
Who can sell now?
Who will be able to sell in the future?
Who can make the decision?
Translating BANK's distribution structure into an 'equity diagram', you will find a very key fact:
It is not a structure that gives all at once to founders or early VCs.
But rather is deliberately split into four sections, each with a 'time lock'.
Two, four types of 'shareholders', four timelines (countdown begins)
We directly treat the holders of BANK as four types of shareholders.
⏳ First category: Core team (long-term binding type)
The most important part is not the 'ratio', but whether it is locked long enough.
From a design perspective, the team's holdings are not:
Can circulate as soon as it comes up
or short-term concentrated unlocking
But rather a long-cycle release model.
Translated into plain language:
👉 You want to leave? Fine, but you have to get the company going first.
This is extremely important for long-term projects because it forces 'personal interests' and 'protocol growth' to be locked together.
⏳ Second category: Foundation/Ecology (Constructive)
This part is Lorenzo's 'development ammunition depot'.
Its purpose is very clear:
Ecological incentives
Cooperative promotion
Long-term strategic expenditure
The key point is:
👉 Not thrown out all at once, but released in phases.
What does this mean?
It means that BANK will not suddenly be dumped at a certain point in time under the 'ecological name',
But rather used to exchange for growth, cooperation, and long-term value.
⏳ Third category: Community and airdrops (decentralized engine)
This part is where many projects crash.
Either the airdrop is too aggressive,
Either release too casually.
Lorenzo's approach is:
👉 Binding community tokens and behaviors.
You are not 'getting it and running',
But rather need to:
Staking
Participate in governance
Providing liquidity
Participate in protocol use
This essentially does one thing:
Turning retail investors into small shareholders, rather than short-term traders.
⏳ Fourth category: Early supporters (risk compensation type)
This category is the easiest to be watched by the market.
But there is a very clever point in the design of BANK:
👉 The unlocking rhythm is not 'centralized release,' but rather scattered along the timeline.
This will greatly weaken the so-called 'early selling pressure panic.'
Because real big funds are not afraid of being slow,
What you fear is uncertainty.
And what the BANK provides is:
Predictable, linear, and market-digestible release paths.
Three, looking at a tougher one: Governance rights are not given to make you feel 'good'
The governance of many projects seems decentralized,
But essentially it is:
'Whoever has more coins has the say.'
BANK is not such a crude model.
Its governance design has three very 'counterintuitive' points:
1️⃣ Governance rights can be delegated
What does this mean?
👉 Inactive people will not slow down the system.
2️⃣ Governance rights can be split
Asset allocation and governance participation are no longer a choice between two.
3️⃣ No single point can easily change core parameters
Key parameter changes have thresholds, processes, and delays.
Putting these three points together has only one effect:
Prevent sudden concentration of power.
Four, staking is not 'mining', it is a filter
Let's talk about the staking of BANK.
If you understand it as 'locking coins to mine,' then you underestimate it.
The staking of BANK essentially filters three types of people:
Those who truly look long-term
Those willing to participate in governance
Those not in a hurry to sell
Staking yields are not for 'stimulating entry',
But rather to reward those who stay.
This has a very direct impact on selling pressure:
👉 Those willing to lock are naturally not the first to sell.
Five, summarize BANK's anti-selling pressure logic in one sentence
I summarize BANK's anti-selling pressure capability in one sentence:
It does not rely on emotion to stabilize prices, but on time and structure.
Time: Multi-layer locking + phased unlocking
Structure: Staking + Governance + Use cases
Behavior: The more you participate, the slower you sell
This is something that old-fashioned capital markets have been playing with for decades,
It is just the first time, fully moved onto the chain.
Six, why do I have 'blind optimism' about this token design?
Because it does three extremely unpopular but extremely correct things:
1️⃣ It does not pursue short-term price stimulation
2️⃣ It does not cater to the narrative of 'getting rich immediately'
3️⃣ It treats tokens as governance tools, not marketing tools
In a bull market, this design will seem slow;
But in any long cycle,
This kind of design often goes the farthest.
Seven, if you look back at BANK from the perspective of three years later
You probably won't remember:
How much did it rise on the day it went live
Is there volatility on a certain unlocking day
You will only remember one thing:
👉 When the protocol grows, stabilizes, and becomes important, who is still at the table.
And the design of BANK is trying to ensure as much as possible:
The people at the table are not the fastest to run, but the ones who stay the longest.
Conclusion (Function: Long-term anchoring)
Many people ask me:
'Is BANK worth holding for the long term?'
I ask in return:
👉 Are you willing to participate in a system that is forming a power order?
If you just want to speculate on volatility,
Then it might be too slow.
But if you believe:
DeFi will move towards institutionalization
Protocols will compete like companies
Governance rights will become increasingly valuable
Then BANK, designed 'like equity',
It is very likely not for frequent trading.
But rather used to -
Being occupied.
